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At today's rate and a 90% mortgage, the deposit on this unit is about HK$496K, with repayments around HK$21,625/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$496K · loan HK$4.46M · min. income ≈ HK$43,250/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,551 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Tsuen Wan Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 375 Saleable ft²
- Gross Area
- 506 ft²
- Efficiency
- 74%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-13 | HK$4.58M | −17.9% 7.7y · −2.0%/yr |
| 2018-04-11 | HK$5.58M | +111.4% 7.0y · 16.0%/yr |
| 2011-04-12 | HK$2.64M | +50.0% |
| 2008-07-31 | HK$1.76M | −3.8% |
| 2007-12-21 | HK$1.83M | +43.0% |
| 2004-12-17 | HK$1.28M | −55.2% |
| 1997-06-21 | HK$2.86M | — |