▼ 0.50% · 3.625%
HK$1,996
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,058
−HK$63/mo
Today · 4.125%
HK$2,121
baseline
▲ 0.50% · 4.625%
HK$2,250
+HK$129/mo
Deposit HK$438K · loan HK$438K · min. income ≈ HK$4,242/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,220
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,280
−HK$60/mo
Today · 4.125%
HK$2,340
baseline
▲ 0.50% · 4.625%
HK$2,463
+HK$123/mo
Deposit HK$438K · loan HK$438K · min. income ≈ HK$4,680/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,195
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,263
−HK$70/mo
Today · 4.125%
HK$2,333
baseline
▲ 0.50% · 4.625%
HK$2,475
+HK$142/mo
Deposit HK$394K · loan HK$481K · min. income ≈ HK$4,666/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,442
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,508
−HK$66/mo
Today · 4.125%
HK$2,574
baseline
▲ 0.50% · 4.625%
HK$2,710
+HK$136/mo
Deposit HK$394K · loan HK$481K · min. income ≈ HK$5,148/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,395
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,469
−HK$76/mo
Today · 4.125%
HK$2,545
baseline
▲ 0.50% · 4.625%
HK$2,700
+HK$155/mo
Deposit HK$350K · loan HK$525K · min. income ≈ HK$5,090/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,664
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,736
−HK$72/mo
Today · 4.125%
HK$2,808
baseline
▲ 0.50% · 4.625%
HK$2,956
+HK$148/mo
Deposit HK$350K · loan HK$525K · min. income ≈ HK$5,616/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,594
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,675
−HK$82/mo
Today · 4.125%
HK$2,757
baseline
▲ 0.50% · 4.625%
HK$2,925
+HK$168/mo
Deposit HK$306K · loan HK$569K · min. income ≈ HK$5,514/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,886
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,964
−HK$78/mo
Today · 4.125%
HK$3,042
baseline
▲ 0.50% · 4.625%
HK$3,202
+HK$160/mo
Deposit HK$306K · loan HK$569K · min. income ≈ HK$6,084/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,794
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,881
−HK$88/mo
Today · 4.125%
HK$2,969
baseline
▲ 0.50% · 4.625%
HK$3,150
+HK$181/mo
Deposit HK$263K · loan HK$613K · min. income ≈ HK$5,938/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,108
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,192
−HK$84/mo
Today · 4.125%
HK$3,276
baseline
▲ 0.50% · 4.625%
HK$3,449
+HK$173/mo
Deposit HK$263K · loan HK$613K · min. income ≈ HK$6,552/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,993
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,087
−HK$94/mo
Today · 4.125%
HK$3,181
baseline
▲ 0.50% · 4.625%
HK$3,375
+HK$194/mo
Deposit HK$219K · loan HK$656K · min. income ≈ HK$6,362/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,330
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,419
−HK$91/mo
Today · 4.125%
HK$3,510
baseline
▲ 0.50% · 4.625%
HK$3,695
+HK$185/mo
Deposit HK$219K · loan HK$656K · min. income ≈ HK$7,020/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,193
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,292
−HK$101/mo
Today · 4.125%
HK$3,393
baseline
▲ 0.50% · 4.625%
HK$3,600
+HK$207/mo
Deposit HK$175K · loan HK$700K · min. income ≈ HK$6,786/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,552
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,647
−HK$97/mo
Today · 4.125%
HK$3,744
baseline
▲ 0.50% · 4.625%
HK$3,941
+HK$197/mo
Deposit HK$175K · loan HK$700K · min. income ≈ HK$7,488/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,393
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,498
−HK$107/mo
Today · 4.125%
HK$3,605
baseline
▲ 0.50% · 4.625%
HK$3,825
+HK$220/mo
Deposit HK$131K · loan HK$744K · min. income ≈ HK$7,210/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,774
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,875
−HK$103/mo
Today · 4.125%
HK$3,978
baseline
▲ 0.50% · 4.625%
HK$4,188
+HK$210/mo
Deposit HK$131K · loan HK$744K · min. income ≈ HK$7,956/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,592
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,704
−HK$113/mo
Today · 4.125%
HK$3,817
baseline
▲ 0.50% · 4.625%
HK$4,050
+HK$233/mo
Deposit HK$88K · loan HK$788K · min. income ≈ HK$7,634/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,996
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,103
−HK$109/mo
Today · 4.125%
HK$4,212
baseline
▲ 0.50% · 4.625%
HK$4,434
+HK$222/mo
Deposit HK$88K · loan HK$788K · min. income ≈ HK$8,424/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).