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At today's rate and a 90% mortgage, the deposit on this unit is about HK$428K, with repayments around HK$18,665/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$428K · loan HK$3.85M · min. income ≈ HK$37,330/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$55,911 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 456 Saleable ft²
- Gross Area
- 555 ft²
- Efficiency
- 82%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-16 | HK$4.45M | −24.3% 4.1y · −6.0%/yr |
| 2020-03-10 | HK$5.88M | +60.0% 3.8y · 16.0%/yr |
| 2016-05-27 | HK$3.67M | +237.2% 11.9y · 20.0%/yr |
| 2004-07-16 | HK$1.09M | −47.3% |
| 1997-03-05 | HK$2.07M | — |