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At today's rate and a 90% mortgage, the deposit on this unit is about HK$452K, with repayments around HK$19,736/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$39,472/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$69,977 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- B
- Saleable Area
- 456 Saleable ft²
- Gross Area
- 555 ft²
- Efficiency
- 82%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-22 | HK$4.50M | −22.9% 5.3y |
| 2021-03-17 | HK$5.84M | +13.4% 3.4y · 4.0%/yr |
| 2017-11-08 | HK$5.15M | +122.0% 20.7y · 6.0%/yr |
| 1997-03-05 | HK$2.32M | — |