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At today's rate and a 90% mortgage, the deposit on this unit is about HK$290K, with repayments around HK$12,661/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$290K · loan HK$2.61M · min. income ≈ HK$25,322/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Tsuen Wan Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- E
- Saleable Area
- 278 Saleable ft²
- Gross Area
- 321 ft²
- Efficiency
- 87%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-22 | HK$3.13M | −13.1% 2.2y · −6.0%/yr |
| 2018-02-12 | HK$3.60M | +38.5% 3.2y · 12.0%/yr |
| 2014-12-09 | HK$2.60M | +160.0% |
| 2008-05-06 | HK$1.00M | +25.0% |
| 2007-11-08 | HK$800K | +9.6% |
| 2007-03-30 | HK$730K | +9.0% |
| 2006-01-16 | HK$670K | −6.9% |
| 2001-05-24 | HK$720K | — |