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Crescira AVM · estimated value ● Medium confidence
HK$10.07M
≈ HK$11,151 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.02M, with repayments around HK$34,160/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,144
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,144
−HK$1,016/mo
Today · 4.125%
HK$34,160
baseline
▲ 0.50% · 4.625%
HK$36,239
+HK$2,079/mo

Deposit HK$3.02M · loan HK$7.05M · min. income ≈ HK$68,320/mo (50% DSR)

Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$376,918 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
A
Saleable Area
903 ft²
Gross Area
1,238 ft²
Efficiency
73%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2010-05-17 HK$5.90M +1.7%
3.0y
2007-06-08 HK$5.80M +51.4%
3.8y
2003-09-06 HK$3.83M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan
≈ 19 min walk · 1,474 m
(quite far — consider other transport options)
Education
9
schools within 1 km (1 within 500 m)
Daily convenience
11
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km

Family-friendly — 9 schools within a 1 km walk.

Everyday convenience — 11 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 15 parks, libraries and sports venues nearby.

Location

Other appraised units in this building