▼ 0.50% · 3.625%
HK$22,770
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,479
−HK$719/mo
Today · 4.125%
HK$24,198
baseline
▲ 0.50% · 4.625%
HK$25,671
+HK$1,473/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,396/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,332
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,011
−HK$689/mo
Today · 4.125%
HK$26,700
baseline
▲ 0.50% · 4.625%
HK$28,108
+HK$1,408/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,400/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,047
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$25,826
−HK$792/mo
Today · 4.125%
HK$26,618
baseline
▲ 0.50% · 4.625%
HK$28,238
+HK$1,620/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,236/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,865
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,612
−HK$758/mo
Today · 4.125%
HK$29,370
baseline
▲ 0.50% · 4.625%
HK$30,919
+HK$1,549/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,740/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,324
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,174
−HK$864/mo
Today · 4.125%
HK$29,038
baseline
▲ 0.50% · 4.625%
HK$30,805
+HK$1,767/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,076/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,398
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,213
−HK$827/mo
Today · 4.125%
HK$32,040
baseline
▲ 0.50% · 4.625%
HK$33,729
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,080/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,601
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,522
−HK$936/mo
Today · 4.125%
HK$31,458
baseline
▲ 0.50% · 4.625%
HK$33,372
+HK$1,914/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$62,916/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,931
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,814
−HK$896/mo
Today · 4.125%
HK$34,710
baseline
▲ 0.50% · 4.625%
HK$36,540
+HK$1,830/mo
Deposit HK$3.50M · loan HK$6.49M · min. income ≈ HK$69,420/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,878
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,870
−HK$1,008/mo
Today · 4.125%
HK$33,878
baseline
▲ 0.50% · 4.625%
HK$35,939
+HK$2,061/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$67,756/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,464
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,416
−HK$965/mo
Today · 4.125%
HK$37,381
baseline
▲ 0.50% · 4.625%
HK$39,351
+HK$1,970/mo
Deposit HK$3.00M · loan HK$6.99M · min. income ≈ HK$74,762/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,156
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,218
−HK$1,079/mo
Today · 4.125%
HK$36,297
baseline
▲ 0.50% · 4.625%
HK$38,506
+HK$2,209/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,594/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,998
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,017
−HK$1,034/mo
Today · 4.125%
HK$40,051
baseline
▲ 0.50% · 4.625%
HK$42,162
+HK$2,111/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,102/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,433
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,566
−HK$1,151/mo
Today · 4.125%
HK$38,717
baseline
▲ 0.50% · 4.625%
HK$41,073
+HK$2,356/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,434/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,531
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,618
−HK$1,103/mo
Today · 4.125%
HK$42,721
baseline
▲ 0.50% · 4.625%
HK$44,972
+HK$2,251/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,442/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,710
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,914
−HK$1,223/mo
Today · 4.125%
HK$41,137
baseline
▲ 0.50% · 4.625%
HK$43,640
+HK$2,503/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,274/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,064
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,219
−HK$1,172/mo
Today · 4.125%
HK$45,391
baseline
▲ 0.50% · 4.625%
HK$47,783
+HK$2,392/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,782/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,987
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,262
−HK$1,295/mo
Today · 4.125%
HK$43,557
baseline
▲ 0.50% · 4.625%
HK$46,207
+HK$2,650/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,114/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,597
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,820
−HK$1,241/mo
Today · 4.125%
HK$48,061
baseline
▲ 0.50% · 4.625%
HK$50,594
+HK$2,533/mo
Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$96,122/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,587 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).