Switch unit
Floor
1/F A
481 ft²
1/F B
631 ft²
1/F C
631 ft²
1/F D
655 ft²
1/F E
655 ft²
1/F F
630 ft²
1/F G
630 ft²
1/F H
481 ft²
2/F A
481 ft²
2/F B
631 ft²
2/F C
631 ft²
2/F D
655 ft²
2/F E
655 ft²
2/F F
630 ft²
2/F G
630 ft²
2/F H
481 ft²
3/F A
481 ft²
3/F B
631 ft²
3/F C
631 ft²
3/F D
655 ft²
3/F E
655 ft²
3/F F
630 ft²
3/F G
630 ft²
3/F H
481 ft²
4/F A
481 ft²
4/F B
631 ft²
4/F C
631 ft²
4/F D
655 ft²
4/F E
655 ft²
4/F F
629 ft²
4/F G
630 ft²
4/F H
481 ft²
5/F A
481 ft²
5/F B
631 ft²
5/F C
630 ft²
5/F D
657 ft²
5/F E
655 ft²
5/F F
629 ft²
5/F G
630 ft²
5/F H
481 ft²
6/F A
481 ft²
6/F B
631 ft²
6/F C
631 ft²
6/F D
657 ft²
6/F E
655 ft²
6/F F
629 ft²
6/F G
630 ft²
6/F H
481 ft²
7/F A
481 ft²
7/F B
631 ft²
7/F D
655 ft²
7/F E
655 ft²
7/F F
629 ft²
7/F G
630 ft²
7/F H
481 ft²
8/F A
481 ft²
8/F B
631 ft²
8/F D
657 ft²
8/F E
655 ft²
8/F F
629 ft²
8/F G
630 ft²
8/F H
481 ft²
9/F A
481 ft²
9/F B
631 ft²
9/F C
630 ft²
9/F D
657 ft²
9/F E
655 ft²
9/F F
630 ft²
9/F G
630 ft²
9/F H
481 ft²
10/F A
481 ft²
10/F B
630 ft²
10/F C
630 ft²
10/F D
657 ft²
10/F E
655 ft²
10/F F
630 ft²
10/F G
630 ft²
10/F H
481 ft²
11/F A
481 ft²
11/F B
631 ft²
11/F C
631 ft²
11/F D
655 ft²
11/F E
655 ft²
11/F F
630 ft²
11/F G
630 ft²
11/F H
481 ft²
12/F A
481 ft²
12/F B
631 ft²
12/F C
631 ft²
12/F D
655 ft²
12/F E
655 ft²
12/F F
629 ft²
12/F G
630 ft²
12/F H
481 ft²
13/F A
481 ft²
13/F B
631 ft²
13/F C
630 ft²
13/F D
657 ft²
13/F E
655 ft²
13/F F
629 ft²
13/F G
630 ft²
13/F H
481 ft²
14/F A
481 ft²
14/F B
631 ft²
14/F C
630 ft²
14/F D
657 ft²
14/F E
657 ft²
14/F F
630 ft²
14/F G
630 ft²
14/F H
481 ft²
15/F A
481 ft²
15/F B
631 ft²
15/F C
631 ft²
15/F D
655 ft²
15/F E
655 ft²
15/F F
630 ft²
15/F G
630 ft²
15/F H
481 ft²
16/F A
481 ft²
16/F B
631 ft²
16/F C
630 ft²
16/F D
655 ft²
16/F E
657 ft²
16/F F
629 ft²
16/F G
630 ft²
16/F H
481 ft²
17/F A
481 ft²
17/F B
631 ft²
17/F C
630 ft²
17/F D
657 ft²
17/F E
657 ft²
17/F F
629 ft²
17/F G
630 ft²
17/F H
481 ft²
18/F A
481 ft²
18/F B
630 ft²
18/F C
630 ft²
18/F D
657 ft²
18/F E
657 ft²
18/F F
629 ft²
18/F G
630 ft²
18/F H
481 ft²
19/F A
481 ft²
19/F B
630 ft²
19/F C
630 ft²
19/F D
657 ft²
19/F E
655 ft²
19/F F
629 ft²
19/F G
630 ft²
19/F H
481 ft²
20/F A
481 ft²
20/F C
631 ft²
20/F D
657 ft²
20/F E
657 ft²
20/F F
629 ft²
20/F G
630 ft²
20/F H
481 ft²
21/F A
481 ft²
21/F C
631 ft²
21/F D
657 ft²
21/F E
655 ft²
21/F F
629 ft²
21/F G
630 ft²
21/F H
481 ft²
22/F A
481 ft²
22/F B
630 ft²
22/F C
630 ft²
22/F D
657 ft²
22/F E
657 ft²
22/F F
629 ft²
22/F G
630 ft²
22/F H
481 ft²
23/F A
481 ft²
23/F B
631 ft²
23/F C
630 ft²
23/F D
655 ft²
23/F E
657 ft²
23/F F
630 ft²
23/F G
630 ft²
23/F H
481 ft²
24/F A
481 ft²
24/F B
631 ft²
24/F C
630 ft²
24/F D
655 ft²
24/F E
655 ft²
24/F F
629 ft²
24/F G
630 ft²
24/F H
481 ft²
25/F A
481 ft²
25/F B
631 ft²
25/F C
630 ft²
25/F D
657 ft²
25/F E
655 ft²
25/F F
629 ft²
25/F G
630 ft²
25/F H
481 ft²
26/F A
481 ft²
26/F B
631 ft²
26/F C
631 ft²
26/F D
657 ft²
26/F E
657 ft²
26/F F
629 ft²
26/F G
630 ft²
26/F H
481 ft²
27/F A
481 ft²
27/F B
631 ft²
27/F C
630 ft²
27/F D
655 ft²
27/F E
657 ft²
27/F F
629 ft²
27/F G
630 ft²
27/F H
481 ft²
28/F A
481 ft²
28/F B
631 ft²
28/F C
631 ft²
28/F D
655 ft²
28/F E
657 ft²
28/F F
630 ft²
28/F G
630 ft²
28/F H
481 ft²
29/F A
481 ft²
29/F B
631 ft²
29/F D
655 ft²
29/F E
655 ft²
29/F F
630 ft²
29/F G
630 ft²
29/F H
481 ft²
Crescira AVM · estimated value
● Medium confidence
HK$6.37M
≈ HK$10,128 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$637K, with repayments around HK$27,788/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$26,148
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,962
−HK$826/mo
Today · 4.125%
HK$27,788
baseline
▲ 0.50% · 4.625%
HK$29,479
+HK$1,691/mo
Deposit HK$637K · loan HK$5.73M · min. income ≈ HK$55,576/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$172,071 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Lai King Station
≈ 5 min walk · 379 m
Education
26
schools within 1 km (10 within 500 m)
Daily convenience
28
within 1 km (11 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
34
parks, libraries, sports within 1 km
Excellent connectivity — about 5 min walk to Mass Transit Railway Lai King Station Station.
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 34 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- F
- Saleable Area
- 629 Saleable ft²
- Gross Area
- 779 ft²
- Efficiency
- 81%
- District
- Lai King | Lai Wan (Kwai Tsing District) · Kowloon
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2003-05-20 | HK$1.60M | −48.7% |
| 1998-06-01 | HK$3.12M | — |
Other appraised units in this building
Data sourced from Renavon.com