Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$955K, with repayments around HK$41,646/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$955K · loan HK$8.59M · min. income ≈ HK$83,292/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$324,781 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Tsuen Wan West Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 512 Saleable ft²
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-07 | HK$1.92M | +3.2% 0.4y |
| 2020-12-14 | HK$1.86M | +2.8% 0.5y |
| 2020-06-30 | HK$1.81M | −2.5% 3.0y · −26.0%/yr |
| 2019-12-05 | HK$1.86M | −77.8% 2.4y · −32.0%/yr |
| 2017-06-27 | HK$8.37M | — |