▼ 0.50% · 3.625%
HK$22,648
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,352
−HK$716/mo
Today · 4.125%
HK$24,068
baseline
▲ 0.50% · 4.625%
HK$25,532
+HK$1,464/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$48,136/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,195
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,871
−HK$686/mo
Today · 4.125%
HK$26,557
baseline
▲ 0.50% · 4.625%
HK$27,956
+HK$1,399/mo
Deposit HK$4.97M · loan HK$4.97M · min. income ≈ HK$53,114/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,912
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,687
−HK$788/mo
Today · 4.125%
HK$26,475
baseline
▲ 0.50% · 4.625%
HK$28,086
+HK$1,611/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,950/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,715
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,458
−HK$754/mo
Today · 4.125%
HK$29,212
baseline
▲ 0.50% · 4.625%
HK$30,752
+HK$1,540/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,424/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,177
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,023
−HK$858/mo
Today · 4.125%
HK$28,881
baseline
▲ 0.50% · 4.625%
HK$30,639
+HK$1,758/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,762/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,234
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,045
−HK$823/mo
Today · 4.125%
HK$31,868
baseline
▲ 0.50% · 4.625%
HK$33,548
+HK$1,680/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,736/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,442
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,358
−HK$930/mo
Today · 4.125%
HK$31,288
baseline
▲ 0.50% · 4.625%
HK$33,192
+HK$1,904/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$62,576/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,754
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,632
−HK$892/mo
Today · 4.125%
HK$34,524
baseline
▲ 0.50% · 4.625%
HK$36,343
+HK$1,819/mo
Deposit HK$3.48M · loan HK$6.46M · min. income ≈ HK$69,048/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,707
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$32,693
−HK$1,002/mo
Today · 4.125%
HK$33,695
baseline
▲ 0.50% · 4.625%
HK$35,745
+HK$2,050/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,390/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,273
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,219
−HK$960/mo
Today · 4.125%
HK$37,179
baseline
▲ 0.50% · 4.625%
HK$39,139
+HK$1,960/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,358/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,972
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,028
−HK$1,074/mo
Today · 4.125%
HK$36,102
baseline
▲ 0.50% · 4.625%
HK$38,299
+HK$2,197/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,204/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,793
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,807
−HK$1,028/mo
Today · 4.125%
HK$39,835
baseline
▲ 0.50% · 4.625%
HK$41,935
+HK$2,100/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,670/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,236
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,363
−HK$1,146/mo
Today · 4.125%
HK$38,509
baseline
▲ 0.50% · 4.625%
HK$40,852
+HK$2,343/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$77,018/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,313
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,394
−HK$1,096/mo
Today · 4.125%
HK$42,490
baseline
▲ 0.50% · 4.625%
HK$44,730
+HK$2,240/mo
Deposit HK$1.99M · loan HK$7.95M · min. income ≈ HK$84,980/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,501
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,699
−HK$1,216/mo
Today · 4.125%
HK$40,915
baseline
▲ 0.50% · 4.625%
HK$43,405
+HK$2,490/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,830/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,832
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,981
−HK$1,165/mo
Today · 4.125%
HK$45,146
baseline
▲ 0.50% · 4.625%
HK$47,526
+HK$2,380/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,292/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,766
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,034
−HK$1,288/mo
Today · 4.125%
HK$43,322
baseline
▲ 0.50% · 4.625%
HK$45,958
+HK$2,636/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,644/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,352
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$46,568
−HK$1,234/mo
Today · 4.125%
HK$47,802
baseline
▲ 0.50% · 4.625%
HK$50,321
+HK$2,519/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,604/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,208 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).