Home Tsuen Wan District SUMMIT TERRACE BLOCK 1

45/F A

Tsuen Wan District · New Territories West

Switch unit

Floor

1/F A 435 ft² 1/F B 424 ft² 1/F C 449 ft² 1/F D 532 ft² 1/F E 532 ft² 1/F F 449 ft² 1/F G 424 ft² 1/F H 435 ft² 2/F A 436 ft² 2/F B 424 ft² 2/F C 449 ft² 2/F D 539 ft² 2/F E 539 ft² 2/F F 446 ft² 2/F G 423 ft² 2/F H 435 ft² 3/F A 436 ft² 3/F B 424 ft² 3/F C 449 ft² 3/F D 532 ft² 3/F E 539 ft² 3/F F 449 ft² 3/F G 424 ft² 3/F H 436 ft² 5/F A 435 ft² 5/F B 423 ft² 5/F C 446 ft² 5/F D 532 ft² 5/F E 539 ft² 5/F F 446 ft² 5/F G 424 ft² 5/F H 436 ft² 6/F A 435 ft² 6/F B 424 ft² 6/F C 446 ft² 6/F D 532 ft² 6/F E 539 ft² 6/F F 449 ft² 6/F G 424 ft² 6/F H 436 ft² 7/F A 436 ft² 7/F B 424 ft² 7/F C 449 ft² 7/F D 539 ft² 7/F E 539 ft² 7/F F 449 ft² 7/F G 424 ft² 7/F H 435 ft² 8/F A 435 ft² 8/F B 423 ft² 8/F C 449 ft² 8/F D 532 ft² 8/F E 539 ft² 8/F F 449 ft² 8/F G 423 ft² 8/F H 436 ft² 9/F A 436 ft² 9/F B 423 ft² 9/F C 449 ft² 9/F D 532 ft² 9/F E 539 ft² 9/F F 449 ft² 9/F G 423 ft² 9/F H 435 ft² 10/F A 435 ft² 10/F B 424 ft² 10/F C 449 ft² 10/F D 532 ft² 10/F E 532 ft² 10/F F 449 ft² 10/F G 424 ft² 10/F H 435 ft² 11/F A 435 ft² 11/F B 424 ft² 11/F C 449 ft² 11/F D 532 ft² 11/F E 532 ft² 11/F F 449 ft² 11/F G 424 ft² 11/F H 435 ft² 12/F A 435 ft² 12/F B 423 ft² 12/F C 449 ft² 12/F D 532 ft² 12/F E 532 ft² 12/F F 446 ft² 12/F G 424 ft² 12/F H 435 ft² 13/F A 435 ft² 13/F B 424 ft² 13/F C 449 ft² 13/F D 539 ft² 13/F E 532 ft² 13/F F 446 ft² 13/F G 424 ft² 13/F H 436 ft² 15/F A 435 ft² 15/F B 423 ft² 15/F C 449 ft² 15/F D 532 ft² 15/F E 532 ft² 15/F F 446 ft² 15/F G 424 ft² 15/F H 436 ft² 16/F A 435 ft² 16/F B 424 ft² 16/F C 449 ft² 16/F D 532 ft² 16/F E 532 ft² 16/F F 446 ft² 16/F G 423 ft² 16/F H 436 ft² 17/F A 435 ft² 17/F B 424 ft² 17/F C 449 ft² 17/F D 532 ft² 17/F E 532 ft² 17/F F 449 ft² 17/F G 424 ft² 17/F H 436 ft² 18/F A 435 ft² 18/F B 423 ft² 18/F C 449 ft² 18/F D 532 ft² 18/F E 539 ft² 18/F F 446 ft² 18/F G 423 ft² 18/F H 435 ft² 19/F A 436 ft² 19/F B 423 ft² 19/F C 449 ft² 19/F D 539 ft² 19/F E 532 ft² 19/F F 449 ft² 19/F G 424 ft² 19/F H 435 ft² 21/F A 436 ft² 21/F B 424 ft² 21/F C 446 ft² 21/F D 539 ft² 21/F E 532 ft² 21/F F 446 ft² 21/F G 423 ft² 21/F H 435 ft² 22/F A 436 ft² 22/F B 424 ft² 22/F C 449 ft² 22/F D 539 ft² 22/F E 539 ft² 22/F F 446 ft² 22/F G 423 ft² 22/F H 436 ft² 23/F A 435 ft² 23/F B 424 ft² 23/F C 449 ft² 23/F D 539 ft² 23/F E 539 ft² 23/F F 449 ft² 23/F G 424 ft² 23/F H 435 ft² 25/F A 436 ft² 25/F B 423 ft² 25/F C 449 ft² 25/F D 532 ft² 25/F E 532 ft² 25/F F 446 ft² 25/F G 424 ft² 25/F H 436 ft² 26/F A 436 ft² 26/F B 424 ft² 26/F C 446 ft² 26/F D 532 ft² 26/F E 532 ft² 26/F F 449 ft² 26/F G 423 ft² 26/F H 436 ft² 27/F A 435 ft² 27/F B 423 ft² 27/F C 449 ft² 27/F D 532 ft² 27/F E 532 ft² 27/F F 449 ft² 27/F G 423 ft² 27/F H 435 ft² 28/F A 435 ft² 28/F B 424 ft² 28/F C 449 ft² 28/F D 532 ft² 28/F E 532 ft² 28/F F 449 ft² 28/F G 423 ft² 28/F H 435 ft² 29/F A 437 ft² 29/F B 423 ft² 29/F C 450 ft² 29/F D 533 ft² 29/F E 533 ft² 29/F F 450 ft² 29/F G 424 ft² 29/F H 437 ft² 30/F A 437 ft² 30/F B 424 ft² 30/F C 450 ft² 30/F D 533 ft² 30/F E 533 ft² 30/F F 450 ft² 30/F G 424 ft² 30/F H 437 ft² 31/F A 436 ft² 31/F B 423 ft² 31/F C 450 ft² 31/F D 533 ft² 31/F E 533 ft² 31/F G 424 ft² 31/F H 437 ft² 31/F F 450 ft² 32/F A 436 ft² 32/F B 424 ft² 32/F C 450 ft² 32/F D 533 ft² 32/F E 533 ft² 32/F F 450 ft² 32/F G 424 ft² 32/F H 436 ft² 33/F A 437 ft² 33/F B 424 ft² 33/F C 450 ft² 33/F D 539 ft² 33/F E 533 ft² 33/F F 446 ft² 33/F G 424 ft² 33/F H 437 ft² 35/F A 437 ft² 35/F B 423 ft² 35/F C 450 ft² 35/F D 539 ft² 35/F E 533 ft² 35/F F 450 ft² 35/F G 424 ft² 35/F H 437 ft² 36/F A 437 ft² 36/F B 423 ft² 36/F C 446 ft² 36/F D 539 ft² 36/F E 533 ft² 36/F F 450 ft² 36/F G 423 ft² 36/F H 437 ft² 37/F A 436 ft² 37/F B 424 ft² 37/F C 450 ft² 37/F D 539 ft² 37/F E 533 ft² 37/F F 450 ft² 37/F G 424 ft² 37/F H 437 ft² 38/F A 436 ft² 38/F B 423 ft² 38/F C 446 ft² 38/F D 539 ft² 38/F E 533 ft² 38/F F 450 ft² 38/F G 424 ft² 38/F H 437 ft² 39/F A 436 ft² 39/F B 423 ft² 39/F C 450 ft² 39/F D 539 ft² 39/F E 539 ft² 39/F F 450 ft² 39/F G 424 ft² 39/F H 437 ft² 40/F A 437 ft² 40/F B 424 ft² 40/F C 446 ft² 40/F D 533 ft² 40/F E 533 ft² 40/F F 450 ft² 40/F G 423 ft² 40/F H 437 ft² 41/F A 437 ft² 41/F B 423 ft² 41/F C 450 ft² 41/F D 533 ft² 41/F E 533 ft² 41/F F 446 ft² 41/F G 424 ft² 41/F H 436 ft² 42/F A 437 ft² 42/F B 423 ft² 42/F C 446 ft² 42/F D 539 ft² 42/F E 539 ft² 42/F F 450 ft² 42/F G 424 ft² 42/F H 437 ft² 43/F A 437 ft² 43/F B 424 ft² 43/F C 450 ft² 43/F D 533 ft² 43/F E 539 ft² 43/F F 446 ft² 43/F G 423 ft² 43/F H 437 ft² 45/F A 437 ft² 45/F B 424 ft² 45/F C 450 ft² 45/F D 533 ft² 45/F E 533 ft² 45/F F 450 ft² 45/F G 424 ft² 45/F H 437 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$6.28M

≈ HK$14,360 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$628K, with repayments around HK$27,373/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$25,758

−HK$1,615/mo

▼ 0.25% · 3.875%

HK$26,559

−HK$814/mo

Today · 4.125%

HK$27,373

baseline

▲ 0.50% · 4.625%

HK$29,039

+HK$1,666/mo

Deposit HK$628K · loan HK$5.65M · min. income ≈ HK$54,746/mo (50% DSR)

Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$162,554 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tsuen Wan West Station

≈ 12 min walk · 933 m

Education

schools within 1 km (14 within 500 m)

Daily convenience

within 1 km (16 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 46 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 44 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 45/F
Flat: A
Saleable Area: 437 Saleable ft²
Gross Area: 598 ft²
Efficiency: 73%
District: Tsuen Wan District · New Territories West
School net (POA): 62

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2023-10-27	HK$6.68M	−10.9% 5.6y · −2.0%/yr	HK$15,286	HK$11,171
2018-03-14	HK$7.50M	+52.7% 1.9y · 28.0%/yr	HK$17,162	HK$12,542
2016-04-11	HK$4.91M	+87.4% 6.3y · 14.0%/yr	HK$11,236	HK$8,211
2009-11-16	HK$2.62M	+23.0%	HK$5,995	HK$4,381
2007-05-22	HK$2.13M	+27.5%	HK$4,874	HK$3,562
2002-09-18	HK$1.67M	—	HK$3,822	HK$2,793

Other appraised units in this building

Data sourced from Renavon.com