▼ 0.50% · 3.625%
HK$18,544
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,120
−HK$586/mo
Today · 4.125%
HK$19,706
baseline
▲ 0.50% · 4.625%
HK$20,906
+HK$1,200/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,412/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,630
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,183
−HK$561/mo
Today · 4.125%
HK$21,744
baseline
▲ 0.50% · 4.625%
HK$22,890
+HK$1,146/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,488/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,398
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,032
−HK$645/mo
Today · 4.125%
HK$21,677
baseline
▲ 0.50% · 4.625%
HK$22,996
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,354/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,693
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,301
−HK$618/mo
Today · 4.125%
HK$23,919
baseline
▲ 0.50% · 4.625%
HK$25,179
+HK$1,260/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,838/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,252
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,944
−HK$704/mo
Today · 4.125%
HK$23,648
baseline
▲ 0.50% · 4.625%
HK$25,087
+HK$1,439/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,296/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,755
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,419
−HK$674/mo
Today · 4.125%
HK$26,093
baseline
▲ 0.50% · 4.625%
HK$27,468
+HK$1,375/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,186/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,107
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,857
−HK$761/mo
Today · 4.125%
HK$25,618
baseline
▲ 0.50% · 4.625%
HK$27,177
+HK$1,559/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,236/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,818
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,538
−HK$729/mo
Today · 4.125%
HK$28,267
baseline
▲ 0.50% · 4.625%
HK$29,757
+HK$1,490/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,534/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,961
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,769
−HK$820/mo
Today · 4.125%
HK$27,589
baseline
▲ 0.50% · 4.625%
HK$29,268
+HK$1,679/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,178/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,881
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,656
−HK$786/mo
Today · 4.125%
HK$30,442
baseline
▲ 0.50% · 4.625%
HK$32,046
+HK$1,604/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,884/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,815
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,681
−HK$879/mo
Today · 4.125%
HK$29,560
baseline
▲ 0.50% · 4.625%
HK$31,358
+HK$1,798/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,120/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,944
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,774
−HK$842/mo
Today · 4.125%
HK$32,616
baseline
▲ 0.50% · 4.625%
HK$34,335
+HK$1,719/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,232/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,670
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,593
−HK$937/mo
Today · 4.125%
HK$31,530
baseline
▲ 0.50% · 4.625%
HK$33,449
+HK$1,919/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,060/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,007
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,893
−HK$898/mo
Today · 4.125%
HK$34,791
baseline
▲ 0.50% · 4.625%
HK$36,624
+HK$1,833/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,582/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,524
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,505
−HK$996/mo
Today · 4.125%
HK$33,501
baseline
▲ 0.50% · 4.625%
HK$35,539
+HK$2,038/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$67,002/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,070
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,011
−HK$954/mo
Today · 4.125%
HK$36,965
baseline
▲ 0.50% · 4.625%
HK$38,913
+HK$1,948/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,930/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,378
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,417
−HK$1,055/mo
Today · 4.125%
HK$35,472
baseline
▲ 0.50% · 4.625%
HK$37,630
+HK$2,158/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,944/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,133
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,129
−HK$1,010/mo
Today · 4.125%
HK$39,139
baseline
▲ 0.50% · 4.625%
HK$41,203
+HK$2,064/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,278/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,968 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).