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At today's rate and a 90% mortgage, the deposit on this unit is about HK$730K, with repayments around HK$31,828/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,656/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$218,909 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mei Foo Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 22 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 44 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- C
- Saleable Area
- 455 Saleable ft²
- Gross Area
- 631 ft²
- Efficiency
- 72%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-30 | HK$7.85M | −6.0% 5.2y |
| 2021-04-14 | HK$8.35M | +21.4% 4.1y · 5.0%/yr |
| 2017-03-16 | HK$6.88M | +150.2% 7.7y · 19.0%/yr |
| 2009-06-23 | HK$2.75M | −2.8% |
| 2001-08-25 | HK$2.83M | — |