▼ 0.50% · 3.625%
HK$2,238
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,308
−HK$71/mo
Today · 4.125%
HK$2,379
baseline
▲ 0.50% · 4.625%
HK$2,524
+HK$145/mo
Deposit HK$491K · loan HK$491K · min. income ≈ HK$4,758/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,490
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,557
−HK$68/mo
Today · 4.125%
HK$2,625
baseline
▲ 0.50% · 4.625%
HK$2,763
+HK$138/mo
Deposit HK$491K · loan HK$491K · min. income ≈ HK$5,250/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,462
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,539
−HK$78/mo
Today · 4.125%
HK$2,617
baseline
▲ 0.50% · 4.625%
HK$2,776
+HK$159/mo
Deposit HK$442K · loan HK$540K · min. income ≈ HK$5,234/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,739
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,813
−HK$74/mo
Today · 4.125%
HK$2,887
baseline
▲ 0.50% · 4.625%
HK$3,039
+HK$152/mo
Deposit HK$442K · loan HK$540K · min. income ≈ HK$5,774/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,686
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,770
−HK$85/mo
Today · 4.125%
HK$2,855
baseline
▲ 0.50% · 4.625%
HK$3,028
+HK$173/mo
Deposit HK$393K · loan HK$589K · min. income ≈ HK$5,710/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,988
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,068
−HK$82/mo
Today · 4.125%
HK$3,150
baseline
▲ 0.50% · 4.625%
HK$3,316
+HK$166/mo
Deposit HK$393K · loan HK$589K · min. income ≈ HK$6,300/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,910
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,001
−HK$91/mo
Today · 4.125%
HK$3,092
baseline
▲ 0.50% · 4.625%
HK$3,281
+HK$189/mo
Deposit HK$344K · loan HK$638K · min. income ≈ HK$6,184/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,237
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,324
−HK$88/mo
Today · 4.125%
HK$3,412
baseline
▲ 0.50% · 4.625%
HK$3,592
+HK$180/mo
Deposit HK$344K · loan HK$638K · min. income ≈ HK$6,824/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,134
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,231
−HK$99/mo
Today · 4.125%
HK$3,330
baseline
▲ 0.50% · 4.625%
HK$3,533
+HK$203/mo
Deposit HK$295K · loan HK$687K · min. income ≈ HK$6,660/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,486
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,580
−HK$95/mo
Today · 4.125%
HK$3,675
baseline
▲ 0.50% · 4.625%
HK$3,868
+HK$193/mo
Deposit HK$295K · loan HK$687K · min. income ≈ HK$7,350/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,358
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,462
−HK$106/mo
Today · 4.125%
HK$3,568
baseline
▲ 0.50% · 4.625%
HK$3,785
+HK$217/mo
Deposit HK$245K · loan HK$736K · min. income ≈ HK$7,136/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,735
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$101/mo
Today · 4.125%
HK$3,937
baseline
▲ 0.50% · 4.625%
HK$4,145
+HK$208/mo
Deposit HK$245K · loan HK$736K · min. income ≈ HK$7,874/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,582
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,693
−HK$113/mo
Today · 4.125%
HK$3,806
baseline
▲ 0.50% · 4.625%
HK$4,038
+HK$232/mo
Deposit HK$196K · loan HK$785K · min. income ≈ HK$7,612/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,984
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,091
−HK$109/mo
Today · 4.125%
HK$4,200
baseline
▲ 0.50% · 4.625%
HK$4,421
+HK$221/mo
Deposit HK$196K · loan HK$785K · min. income ≈ HK$8,400/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,805
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,924
−HK$120/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,290
+HK$246/mo
Deposit HK$147K · loan HK$834K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,233
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,347
−HK$115/mo
Today · 4.125%
HK$4,462
baseline
▲ 0.50% · 4.625%
HK$4,697
+HK$235/mo
Deposit HK$147K · loan HK$834K · min. income ≈ HK$8,924/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,029
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,155
−HK$127/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$260/mo
Deposit HK$98K · loan HK$884K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$122/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$249/mo
Deposit HK$98K · loan HK$884K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).