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At today's rate and a 90% mortgage, the deposit on this unit is about HK$551K, with repayments around HK$24,018/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,036/mo (50% DSR)
Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,894 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 5
- Saleable Area
- 480 Saleable ft²
- Gross Area
- 594 ft²
- Efficiency
- 81%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 65
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-12-08 | HK$5.74M | −9.6% 3.2y · −3.0%/yr |
| 2019-10-31 | HK$6.35M | +60.8% 6.1y · 10.0%/yr |
| 2013-09-18 | HK$3.95M | +150.0% |
| 2007-01-27 | HK$1.58M | −10.2% |
| 2000-01-08 | HK$1.76M | +151.4% |
| 1997-02-05 | HK$700K | — |