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11/F 5

in SUN KWAI HING GARDENS BLOCK C

Kwai Tsing District · New Territories West

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4/F 1 480 ft² 4/F 6 570 ft² 4/F 7 570 ft² 5/F 1 481 ft² 5/F 2 569 ft² 5/F 4 480 ft² 5/F 6 569 ft² 6/F 2 570 ft² 6/F 5 480 ft² 6/F 8 480 ft² 7/F 4 480 ft² 7/F 5 480 ft² 8/F 2 570 ft² 8/F 3 570 ft² 8/F 4 480 ft² 8/F 5 480 ft² 8/F 7 570 ft² 9/F 3 569 ft² 9/F 4 481 ft² 9/F 5 480 ft² 9/F 6 569 ft² 10/F 2 569 ft² 10/F 6 570 ft² 10/F 7 569 ft² 10/F 8 480 ft² 11/F 3 569 ft² 11/F 4 481 ft² 11/F 5 480 ft² 11/F 6 569 ft² 12/F 1 481 ft² 12/F 2 570 ft² 12/F 3 570 ft² 12/F 4 481 ft² 12/F 8 480 ft² 13/F 1 481 ft² 13/F 2 570 ft² 13/F 3 570 ft² 13/F 4 480 ft² 13/F 5 480 ft² 13/F 7 570 ft² 13/F 8 480 ft² 14/F 1 481 ft² 14/F 2 570 ft² 14/F 3 569 ft² 14/F 4 481 ft² 14/F 6 569 ft² 14/F 8 480 ft² 15/F 1 480 ft² 15/F 2 569 ft² 15/F 4 480 ft² 15/F 5 481 ft² 15/F 6 569 ft² 15/F 7 569 ft² 15/F 8 481 ft² 16/F 1 481 ft² 16/F 2 570 ft² 16/F 4 480 ft² 16/F 5 481 ft² 16/F 7 570 ft² 16/F 8 480 ft² 17/F 3 570 ft² 17/F 4 480 ft² 17/F 5 480 ft² 17/F 6 570 ft² 17/F 8 481 ft² 18/F 1 480 ft² 18/F 2 570 ft² 18/F 4 480 ft² 18/F 5 480 ft² 18/F 6 570 ft² 18/F 8 480 ft² 19/F 2 570 ft² 19/F 3 569 ft² 19/F 4 480 ft² 19/F 7 569 ft² 19/F 8 481 ft² 20/F 1 480 ft² 20/F 2 570 ft² 20/F 3 570 ft² 20/F 4 480 ft² 20/F 8 481 ft² 21/F 3 570 ft² 21/F 4 481 ft² 21/F 5 481 ft² 21/F 8 480 ft² 22/F 2 569 ft² 22/F 3 569 ft² 22/F 5 480 ft² 22/F 6 569 ft² 22/F 7 569 ft² 23/F 2 569 ft² 23/F 4 480 ft² 23/F 7 570 ft² 23/F 8 481 ft² 24/F 2 569 ft² 24/F 3 570 ft² 24/F 4 481 ft² 24/F 7 570 ft² 24/F 5 480 ft² 25/F 2 570 ft² 25/F 3 569 ft² 25/F 5 481 ft² 25/F 6 570 ft² 25/F 7 570 ft² 25/F 8 480 ft² 26/F 2 570 ft² 26/F 4 480 ft² 26/F 5 480 ft² 26/F 7 570 ft² 26/F 8 480 ft² 27/F 1 480 ft² 27/F 2 570 ft² 27/F 5 480 ft² 27/F 6 570 ft² 28/F 1 480 ft² 28/F 2 570 ft² 28/F 4 480 ft² 28/F 7 570 ft² 28/F 8 480 ft²
Crescira AVM · estimated value Medium confidence
HK$5.51M
≈ HK$11,472 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$551K, with repayments around HK$24,018/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$22,601
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,304
−HK$714/mo
Today · 4.125%
HK$24,018
baseline
▲ 0.50% · 4.625%
HK$25,479
+HK$1,461/mo

Deposit HK$551K · loan HK$4.96M · min. income ≈ HK$48,036/mo (50% DSR)

Upfront cash ≈ HK$675K (deposit + AVD stamp duty HK$123,894 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kwai Hing Station
≈ 1 min walk · 71 m
Education
58
schools within 1 km (23 within 500 m)
Daily convenience
50
within 1 km (13 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mass Transit Railway Kwai Hing Station Station.

Family-friendly — 58 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
11/F
Flat
5
Saleable Area
480 Saleable ft²
Gross Area
594 ft²
Efficiency
81%
District
Kwai Tsing District · New Territories West
School net (POA)
65

Transaction History

Date Price Gain / loss
2022-12-08 HK$5.74M −9.6%
3.2y · −3.0%/yr
2019-10-31 HK$6.35M +60.8%
6.1y · 10.0%/yr
2013-09-18 HK$3.95M +150.0%
2007-01-27 HK$1.58M −10.2%
2000-01-08 HK$1.76M +151.4%
1997-02-05 HK$700K
Data sourced from Renavon.com