Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$413K, with repayments around HK$18,010/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$413K · loan HK$3.72M · min. income ≈ HK$36,020/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$25,886 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tsuen Wan Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 316 Saleable ft²
- Gross Area
- 403 ft²
- Efficiency
- 78%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-29 | HK$3.62M | −7.2% 8.2y · −1.0%/yr |
| 2016-09-02 | HK$3.90M | +151.6% 6.0y · 25.0%/yr |
| 2010-09-01 | HK$1.55M | +0.0% |
| 2008-06-30 | HK$1.55M | +24.0% |
| 2005-11-23 | HK$1.25M | +17.9% |
| 2002-05-15 | HK$1.06M | +7.1% |
| 2002-02-02 | HK$990K | — |