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At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,239/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$395K · loan HK$3.56M · min. income ≈ HK$34,478/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Tsuen Wan Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 374 Saleable ft²
- Gross Area
- 444 ft²
- Efficiency
- 84%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-06-14 | HK$5.72M | +61.1% 3.5y · 17.0%/yr |
| 2015-12-10 | HK$3.55M | +179.5% 6.6y · 27.0%/yr |
| 2009-05-20 | HK$1.27M | +42.7% |
| 2005-05-07 | HK$890K | +12.7% |
| 2004-12-21 | HK$790K | — |