▼ 0.50% · 3.625%
HK$2,840
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,929
−HK$89/mo
Today · 4.125%
HK$3,018
baseline
▲ 0.50% · 4.625%
HK$3,202
+HK$184/mo
Deposit HK$623K · loan HK$623K · min. income ≈ HK$6,036/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,160
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,244
−HK$86/mo
Today · 4.125%
HK$3,330
baseline
▲ 0.50% · 4.625%
HK$3,506
+HK$176/mo
Deposit HK$623K · loan HK$623K · min. income ≈ HK$6,660/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,124
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,221
−HK$99/mo
Today · 4.125%
HK$3,320
baseline
▲ 0.50% · 4.625%
HK$3,522
+HK$202/mo
Deposit HK$561K · loan HK$685K · min. income ≈ HK$6,640/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,476
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,569
−HK$94/mo
Today · 4.125%
HK$3,663
baseline
▲ 0.50% · 4.625%
HK$3,857
+HK$194/mo
Deposit HK$561K · loan HK$685K · min. income ≈ HK$7,326/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,408
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,514
−HK$108/mo
Today · 4.125%
HK$3,622
baseline
▲ 0.50% · 4.625%
HK$3,842
+HK$220/mo
Deposit HK$498K · loan HK$747K · min. income ≈ HK$7,244/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,792
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$103/mo
Today · 4.125%
HK$3,996
baseline
▲ 0.50% · 4.625%
HK$4,207
+HK$211/mo
Deposit HK$498K · loan HK$747K · min. income ≈ HK$7,992/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,692
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,807
−HK$117/mo
Today · 4.125%
HK$3,924
baseline
▲ 0.50% · 4.625%
HK$4,163
+HK$239/mo
Deposit HK$436K · loan HK$810K · min. income ≈ HK$7,848/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,108
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,218
−HK$112/mo
Today · 4.125%
HK$4,330
baseline
▲ 0.50% · 4.625%
HK$4,558
+HK$228/mo
Deposit HK$436K · loan HK$810K · min. income ≈ HK$8,660/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,976
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,100
−HK$126/mo
Today · 4.125%
HK$4,226
baseline
▲ 0.50% · 4.625%
HK$4,483
+HK$257/mo
Deposit HK$374K · loan HK$872K · min. income ≈ HK$8,452/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,424
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,542
−HK$121/mo
Today · 4.125%
HK$4,663
baseline
▲ 0.50% · 4.625%
HK$4,908
+HK$245/mo
Deposit HK$374K · loan HK$872K · min. income ≈ HK$9,326/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,260
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,393
−HK$134/mo
Today · 4.125%
HK$4,527
baseline
▲ 0.50% · 4.625%
HK$4,803
+HK$276/mo
Deposit HK$311K · loan HK$934K · min. income ≈ HK$9,054/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,740
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,867
−HK$129/mo
Today · 4.125%
HK$4,996
baseline
▲ 0.50% · 4.625%
HK$5,259
+HK$263/mo
Deposit HK$311K · loan HK$934K · min. income ≈ HK$9,992/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,544
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$143/mo
Today · 4.125%
HK$4,829
baseline
▲ 0.50% · 4.625%
HK$5,123
+HK$294/mo
Deposit HK$249K · loan HK$996K · min. income ≈ HK$9,658/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,056
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$138/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,610
+HK$281/mo
Deposit HK$249K · loan HK$996K · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,828
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,979
−HK$152/mo
Today · 4.125%
HK$5,131
baseline
▲ 0.50% · 4.625%
HK$5,443
+HK$312/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,262/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,371
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,516
−HK$146/mo
Today · 4.125%
HK$5,662
baseline
▲ 0.50% · 4.625%
HK$5,960
+HK$298/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,324/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,112
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,271
−HK$162/mo
Today · 4.125%
HK$5,433
baseline
▲ 0.50% · 4.625%
HK$5,764
+HK$331/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,866/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,687
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,840
−HK$155/mo
Today · 4.125%
HK$5,995
baseline
▲ 0.50% · 4.625%
HK$6,311
+HK$316/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$11,990/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).