Home Tsuen Wan District Cheong Lok (Lock) Mansion

20/F B

Tsuen Wan District · New Territories West

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2/F B 479 ft² 3/F B 479 ft² 4/F A 479 ft² 4/F B 479 ft² 5/F A 479 ft² 5/F B 479 ft² 6/F A 479 ft² 6/F B 479 ft² 7/F A 479 ft² 7/F B 479 ft² 8/F A 479 ft² 8/F B 479 ft² 9/F A 479 ft² 9/F B 479 ft² 11/F A 479 ft² 11/F B 479 ft² 14/F A 463 ft² 14/F B 463 ft² 15/F A 446 ft² 15/F B 446 ft² 16/F A 404 ft² 16/F B 404 ft² 17/F A 404 ft² 17/F B 404 ft² 18/F A 404 ft² 18/F B 404 ft² 19/F A 404 ft² 19/F B 404 ft² 20/F A 404 ft² 20/F B 404 ft² 21/F A 370 ft² 21/F B 370 ft² 22/F A 336 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.34M

≈ HK$10,747 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$434K, with repayments around HK$18,939/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$17,821

−HK$1,118/mo

▼ 0.25% · 3.875%

HK$18,375

−HK$564/mo

Today · 4.125%

HK$18,939

baseline

▲ 0.50% · 4.625%

HK$20,091

+HK$1,152/mo

Deposit HK$434K · loan HK$3.91M · min. income ≈ HK$37,878/mo (50% DSR)

Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$65,128 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Tsuen Wan

≈ 1 min walk · 39 m

Education

schools within 1 km (13 within 500 m)

Daily convenience

within 1 km (25 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Tsuen Wan Station.

Family-friendly — 39 schools within a 1 km walk.

Everyday convenience — 64 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: B
Saleable Area: 404 Saleable ft²
Gross Area: 550 ft²
Efficiency: 73%
District: Tsuen Wan District · New Territories West
School net (POA): 62

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2018-03-12	HK$4.70M	+16.0% 1.2y · 13.0%/yr	HK$11,634	HK$8,546
2016-12-01	HK$4.05M	+57.0% 4.5y · 13.0%/yr	HK$10,025	HK$7,364
2012-06-04	HK$2.58M	+33.7%	HK$6,386	HK$4,691
2010-11-19	HK$1.93M	+37.9%	HK$4,777	HK$3,509
2008-05-19	HK$1.40M	+5.3%	HK$3,465	HK$2,546
1999-05-11	HK$1.33M	−36.1%	HK$3,292	HK$2,418
1998-01-13	HK$2.08M	+23.8%	HK$5,148	HK$3,782
1997-01-16	HK$1.68M	—	HK$4,158	HK$3,054

Other appraised units in this building

Data sourced from Renavon.com