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Crescira AVM · estimated value Medium confidence
HK$3.79M
≈ HK$9,378 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,525/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,550
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,034
−HK$491/mo
Today · 4.125%
HK$16,525
baseline
▲ 0.50% · 4.625%
HK$17,531
+HK$1,006/mo

Deposit HK$379K · loan HK$3.41M · min. income ≈ HK$33,050/mo (50% DSR)

Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
21/F
Flat
B
Saleable Area
404 ft²
Gross Area
550 ft²
Efficiency
73%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2021-07-26 HK$5.22M +11.1%
3.4y
2018-03-12 HK$4.70M +16.0%
1.2y
2016-12-01 HK$4.05M +57.0%
4.5y · 13.0%/yr
2012-06-04 HK$2.58M +33.7%
2010-11-19 HK$1.93M +37.9%
2008-05-19 HK$1.40M +5.3%
1999-05-11 HK$1.33M −36.1%
1998-01-13 HK$2.08M +23.8%
1997-01-16 HK$1.68M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan
≈ 1 min walk · 67 m
Education
41
schools within 1 km (14 within 500 m)
Daily convenience
66
within 1 km (27 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
63
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Tsuen Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 66 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com