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At today's rate and a 90% mortgage, the deposit on this unit is about HK$433K, with repayments around HK$18,895/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$37,790/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,977 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Tsuen Wan Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 66 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- E
- Saleable Area
- 424 Saleable ft²
- Gross Area
- 549 ft²
- Efficiency
- 77%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-22 | HK$4.28M | −4.9% 1.6y · −3.0%/yr |
| 2024-10-24 | HK$4.50M | +7.1% 5.6y · −3.0%/yr |
| 2024-01-23 | HK$4.20M | −20.8% 4.9y · −4.0%/yr |
| 2019-02-26 | HK$5.30M | — |