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At today's rate and a 90% mortgage, the deposit on this unit is about HK$377K, with repayments around HK$16,430/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$377K · loan HK$3.39M · min. income ≈ HK$32,860/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 20 schools within a 1 km walk.
Everyday convenience — 24 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- 7
- Saleable Area
- 468 Saleable ft²
- Gross Area
- 530 ft²
- Efficiency
- 88%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-07 | HK$3.95M | −26.6% 4.8y · −6.0%/yr |
| 2020-07-06 | HK$5.38M | +19.5% 3.1y · 7.0%/yr |
| 2017-06-22 | HK$4.50M | +75.8% 5.2y · 15.0%/yr |
| 2012-03-27 | HK$2.56M | +104.8% |
| 2006-03-23 | HK$1.25M | −9.4% |
| 1999-02-24 | HK$1.38M | −45.2% |
| 1997-04-29 | HK$2.52M | +32.6% |
| 1997-03-07 | HK$1.90M | — |