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Crescira AVM · estimated value ● Medium confidence
HK$10.14M
≈ HK$12,600 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.04M, with repayments around HK$34,411/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,381
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,388
−HK$1,023/mo
Today · 4.125%
HK$34,411
baseline
▲ 0.50% · 4.625%
HK$36,505
+HK$2,094/mo

Deposit HK$3.04M · loan HK$7.10M · min. income ≈ HK$68,822/mo (50% DSR)

Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$380,369 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
17/F
Flat
1
Saleable Area
805 ft²
Gross Area
959 ft²
Efficiency
84%
District
Tsuen Wan District · New Territories West
School net (POA)
62

Transaction History

Date Price Gain / loss
2001-01-16 HK$3.55M −38.9%
2.8y
1998-04-04 HK$5.81M +21.0%
2.1y
1996-03-26 HK$4.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tsuen Wan
≈ 4 min walk · 271 m
Education
48
schools within 1 km (18 within 500 m)
Daily convenience
67
within 1 km (32 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
63
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Tsuen Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 67 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Other appraised units in this building