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At today's rate and a 90% mortgage, the deposit on this unit is about HK$390K, with repayments around HK$17,011/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$34,022/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tai Wo Hau Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 69 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 4
- Saleable Area
- 347 Saleable ft²
- Gross Area
- 435 ft²
- Efficiency
- 80%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-06 | HK$5.20M | +30.0% 3.0y · 10.0%/yr |
| 2016-12-07 | HK$4.00M | +37.9% 3.8y · 10.0%/yr |
| 2013-02-01 | HK$2.90M | +110.1% |
| 2009-07-10 | HK$1.38M | +39.4% |
| 2009-01-23 | HK$990K | −1.0% |
| 2001-06-28 | HK$1.00M | — |