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At today's rate and a 90% mortgage, the deposit on this unit is about HK$478K, with repayments around HK$20,852/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$478K · loan HK$4.30M · min. income ≈ HK$41,704/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$95,551 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 32 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 35 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- D
- Saleable Area
- 453 Saleable ft²
- Gross Area
- 562 ft²
- Efficiency
- 81%
- District
- Tsuen Wan District · New Territories West
- School net (POA)
- 62
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-27 | HK$4.00M | −16.3% 7.7y · −2.0%/yr |
| 2017-02-01 | HK$4.78M | +47.1% 4.0y · 12.0%/yr |
| 2013-02-01 | HK$3.25M | +99.4% |
| 2008-09-04 | HK$1.63M | +16.4% |
| 2008-01-11 | HK$1.40M | +18.6% |
| 2007-10-26 | HK$1.18M | −7.1% |
| 2004-06-05 | HK$1.27M | +11.4% |
| 2004-04-13 | HK$1.14M | +15.2% |
| 2004-02-24 | HK$990K | +4.2% |
| 2003-11-13 | HK$950K | −69.4% |
| 1997-08-08 | HK$3.10M | — |