31/F 4

in CHOI PO COURT CHOI YING HOUSE (BLOCK A)

North District · New Territories East

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1/F 3 438 ft² 1/F 4 351 ft² 1/F 7 438 ft² 2/F 1 363 ft² 2/F 14 394 ft² 2/F 16 338 ft² 2/F 2 394 ft² 2/F 3 438 ft² 2/F 4 351 ft² 2/F 5 363 ft² 2/F 6 394 ft² 2/F 7 438 ft² 2/F 8 338 ft² 3/F 10 394 ft² 3/F 11 438 ft² 3/F 12 351 ft² 3/F 13 363 ft² 3/F 14 394 ft² 3/F 15 438 ft² 3/F 6 394 ft² 4/F 1 363 ft² 4/F 10 394 ft² 4/F 12 351 ft² 4/F 13 363 ft² 4/F 14 394 ft² 4/F 15 438 ft² 4/F 16 338 ft² 4/F 2 394 ft² 4/F 8 338 ft² 5/F 10 394 ft² 5/F 11 438 ft² 5/F 12 351 ft² 5/F 13 363 ft² 5/F 14 394 ft² 5/F 15 438 ft² 5/F 16 338 ft² 5/F 2 394 ft² 5/F 3 438 ft² 5/F 5 363 ft² 5/F 6 394 ft² 5/F 8 338 ft² 5/F 9 363 ft² 6/F 1 363 ft² 6/F 10 394 ft² 6/F 12 351 ft² 6/F 13 363 ft² 6/F 14 394 ft² 6/F 15 438 ft² 6/F 16 338 ft² 6/F 4 351 ft² 6/F 5 363 ft² 6/F 6 394 ft² 6/F 7 438 ft² 6/F 8 338 ft² 7/F 12 351 ft² 7/F 13 363 ft² 7/F 14 394 ft² 7/F 15 438 ft² 7/F 16 338 ft² 7/F 2 394 ft² 7/F 3 438 ft² 7/F 4 351 ft² 7/F 7 438 ft² 7/F 9 363 ft² 8/F 1 363 ft² 8/F 11 438 ft² 8/F 14 394 ft² 8/F 2 394 ft² 8/F 7 438 ft² 8/F 8 338 ft² 9/F 1 363 ft² 9/F 10 394 ft² 9/F 12 351 ft² 9/F 14 394 ft² 9/F 16 338 ft² 9/F 2 394 ft² 9/F 3 438 ft² 9/F 6 394 ft² 10/F 12 351 ft² 10/F 14 394 ft² 10/F 16 338 ft² 10/F 2 394 ft² 10/F 8 338 ft² 11/F 1 363 ft² 11/F 10 394 ft² 11/F 11 438 ft² 11/F 12 351 ft² 11/F 14 394 ft² 11/F 15 438 ft² 11/F 16 338 ft² 11/F 4 351 ft² 11/F 6 394 ft² 11/F 7 438 ft² 11/F 9 363 ft² 12/F 10 394 ft² 12/F 12 351 ft² 12/F 13 363 ft² 12/F 14 394 ft² 12/F 15 438 ft² 12/F 16 338 ft² 12/F 3 438 ft² 12/F 4 351 ft² 12/F 8 338 ft² 13/F 1 363 ft² 13/F 10 394 ft² 13/F 12 351 ft² 13/F 14 394 ft² 13/F 15 438 ft² 13/F 16 338 ft² 13/F 3 438 ft² 13/F 4 351 ft² 13/F 6 394 ft² 13/F 8 338 ft² 13/F 9 363 ft² 14/F 1 363 ft² 14/F 10 394 ft² 14/F 13 363 ft² 14/F 14 394 ft² 14/F 15 438 ft² 14/F 9 363 ft² 15/F 1 363 ft² 15/F 16 338 ft² 15/F 3 438 ft² 15/F 4 351 ft² 15/F 7 438 ft² 15/F 8 338 ft² 16/F 11 438 ft² 16/F 12 351 ft² 16/F 14 394 ft² 16/F 16 338 ft² 16/F 2 394 ft² 16/F 7 438 ft² 16/F 8 338 ft² 16/F 9 363 ft² 17/F 1 363 ft² 17/F 16 338 ft² 17/F 4 351 ft² 17/F 6 394 ft² 17/F 7 438 ft² 17/F 8 338 ft² 18/F 12 351 ft² 18/F 13 363 ft² 18/F 14 394 ft² 18/F 15 438 ft² 18/F 16 338 ft² 18/F 2 394 ft² 18/F 6 394 ft² 18/F 7 438 ft² 19/F 1 363 ft² 19/F 10 394 ft² 19/F 13 362 ft² 19/F 16 338 ft² 19/F 2 394 ft² 19/F 4 351 ft² 19/F 5 363 ft² 19/F 7 438 ft² 19/F 8 338 ft² 19/F 9 363 ft² 20/F 10 394 ft² 20/F 11 438 ft² 20/F 12 351 ft² 20/F 13 363 ft² 20/F 14 394 ft² 20/F 15 438 ft² 20/F 16 338 ft² 20/F 2 394 ft² 20/F 6 394 ft² 20/F 7 438 ft² 20/F 8 338 ft² 21/F 10 394 ft² 21/F 12 351 ft² 21/F 13 363 ft² 21/F 15 438 ft² 21/F 16 338 ft² 21/F 2 394 ft² 21/F 5 363 ft² 21/F 7 438 ft² 21/F 9 363 ft² 22/F 1 363 ft² 22/F 10 394 ft² 22/F 11 438 ft² 22/F 13 363 ft² 22/F 14 394 ft² 22/F 4 351 ft² 22/F 5 363 ft² 22/F 6 394 ft² 22/F 7 438 ft² 22/F 8 338 ft² 22/F 9 362 ft² 23/F 1 363 ft² 23/F 12 351 ft² 23/F 14 394 ft² 23/F 16 338 ft² 23/F 2 394 ft² 23/F 4 351 ft² 23/F 7 438 ft² 24/F 12 351 ft² 24/F 13 362 ft² 24/F 15 438 ft² 24/F 16 338 ft² 24/F 2 394 ft² 24/F 4 351 ft² 24/F 5 363 ft² 24/F 6 394 ft² 24/F 7 438 ft² 24/F 8 338 ft² 24/F 9 363 ft² 25/F 1 363 ft² 25/F 10 394 ft² 25/F 12 351 ft² 25/F 14 394 ft² 25/F 15 438 ft² 25/F 16 338 ft² 25/F 4 351 ft² 25/F 5 362 ft² 25/F 7 438 ft² 25/F 9 363 ft² 26/F 1 363 ft² 26/F 11 438 ft² 26/F 12 351 ft² 26/F 13 363 ft² 26/F 16 338 ft² 26/F 3 438 ft² 26/F 6 394 ft² 26/F 7 438 ft² 26/F 8 338 ft² 27/F 1 363 ft² 27/F 11 438 ft² 27/F 14 394 ft² 27/F 16 338 ft² 27/F 7 438 ft² 27/F 9 362 ft² 28/F 1 363 ft² 28/F 10 394 ft² 28/F 11 438 ft² 28/F 12 351 ft² 28/F 13 363 ft² 28/F 15 438 ft² 28/F 2 394 ft² 28/F 3 438 ft² 28/F 4 351 ft² 28/F 6 394 ft² 28/F 7 438 ft² 29/F 1 363 ft² 29/F 12 351 ft² 29/F 16 338 ft² 29/F 2 394 ft² 29/F 4 351 ft² 29/F 5 362 ft² 29/F 6 394 ft² 30/F 1 363 ft² 30/F 10 394 ft² 30/F 12 351 ft² 30/F 13 363 ft² 30/F 15 438 ft² 30/F 16 338 ft² 30/F 2 394 ft² 30/F 5 363 ft² 31/F 1 363 ft² 31/F 10 394 ft² 31/F 11 438 ft² 31/F 13 363 ft² 31/F 4 351 ft² 31/F 5 363 ft² 31/F 7 438 ft² 31/F 8 338 ft² 31/F 9 363 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.21M

≈ HK$9,156 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$321K, with repayments around HK$14,018/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$13,191

−HK$827/mo

▼ 0.25% · 3.875%

HK$13,601

−HK$417/mo

Today · 4.125%

HK$14,018

baseline

▲ 0.50% · 4.625%

HK$14,871

+HK$853/mo

Deposit HK$321K · loan HK$2.89M · min. income ≈ HK$28,036/mo (50% DSR)

Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sheung Shui Station

≈ 5 min walk · 355 m

Education

schools within 1 km (10 within 500 m)

Daily convenience

within 1 km (17 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Shui Station Station.

Family-friendly — 49 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 82 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 31/F
Flat: 4
Saleable Area: 351 Saleable ft²
Gross Area: 468 ft²
Efficiency: 75%
District: North District · New Territories East
School net (POA): 80

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2010-12-17	HK$1.50M	+7.1%	HK$4,274	HK$3,205
2010-11-16	HK$1.40M	+97.2%	HK$3,989	HK$2,992
2005-03-19	HK$710K	+14.5%	HK$2,023	HK$1,517
2004-08-07	HK$620K	+40.9%	HK$1,766	HK$1,325
2003-05-06	HK$440K	—	HK$1,254	HK$940

Other appraised units in this building

Data sourced from Renavon.com