▼ 0.50% · 3.625%
HK$14,952
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,418
−HK$472/mo
Today · 4.125%
HK$15,890
baseline
▲ 0.50% · 4.625%
HK$16,857
+HK$967/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,780/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,634
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,081
−HK$452/mo
Today · 4.125%
HK$17,533
baseline
▲ 0.50% · 4.625%
HK$18,457
+HK$924/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,066/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,448
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,959
−HK$520/mo
Today · 4.125%
HK$17,479
baseline
▲ 0.50% · 4.625%
HK$18,543
+HK$1,064/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$34,958/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,298
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,789
−HK$498/mo
Today · 4.125%
HK$19,287
baseline
▲ 0.50% · 4.625%
HK$20,303
+HK$1,016/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$38,574/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,943
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,501
−HK$567/mo
Today · 4.125%
HK$19,068
baseline
▲ 0.50% · 4.625%
HK$20,228
+HK$1,160/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$38,136/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,961
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,497
−HK$543/mo
Today · 4.125%
HK$21,040
baseline
▲ 0.50% · 4.625%
HK$22,149
+HK$1,109/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$42,080/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,438
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,043
−HK$614/mo
Today · 4.125%
HK$20,657
baseline
▲ 0.50% · 4.625%
HK$21,914
+HK$1,257/mo
Deposit HK$2.30M · loan HK$4.26M · min. income ≈ HK$41,314/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,625
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,205
−HK$588/mo
Today · 4.125%
HK$22,793
baseline
▲ 0.50% · 4.625%
HK$23,995
+HK$1,202/mo
Deposit HK$2.30M · loan HK$4.26M · min. income ≈ HK$45,586/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,933
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,585
−HK$661/mo
Today · 4.125%
HK$22,246
baseline
▲ 0.50% · 4.625%
HK$23,600
+HK$1,354/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$44,492/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,288
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,913
−HK$633/mo
Today · 4.125%
HK$24,546
baseline
▲ 0.50% · 4.625%
HK$25,840
+HK$1,294/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$49,092/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,429
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,126
−HK$709/mo
Today · 4.125%
HK$23,835
baseline
▲ 0.50% · 4.625%
HK$25,286
+HK$1,451/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$47,670/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,952
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$25,621
−HK$679/mo
Today · 4.125%
HK$26,300
baseline
▲ 0.50% · 4.625%
HK$27,686
+HK$1,386/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$52,600/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,924
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,668
−HK$756/mo
Today · 4.125%
HK$25,424
baseline
▲ 0.50% · 4.625%
HK$26,971
+HK$1,547/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$50,848/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,615
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,329
−HK$724/mo
Today · 4.125%
HK$28,053
baseline
▲ 0.50% · 4.625%
HK$29,532
+HK$1,479/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$56,106/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,419
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,210
−HK$803/mo
Today · 4.125%
HK$27,013
baseline
▲ 0.50% · 4.625%
HK$28,657
+HK$1,644/mo
Deposit HK$984K · loan HK$5.57M · min. income ≈ HK$54,026/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,279
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,037
−HK$769/mo
Today · 4.125%
HK$29,806
baseline
▲ 0.50% · 4.625%
HK$31,378
+HK$1,572/mo
Deposit HK$984K · loan HK$5.57M · min. income ≈ HK$59,612/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,914
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,752
−HK$850/mo
Today · 4.125%
HK$28,602
baseline
▲ 0.50% · 4.625%
HK$30,343
+HK$1,741/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$57,204/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,942
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,745
−HK$815/mo
Today · 4.125%
HK$31,560
baseline
▲ 0.50% · 4.625%
HK$33,223
+HK$1,663/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$63,120/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$190,737 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).