▼ 0.50% · 3.625%
HK$14,416
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,865
−HK$455/mo
Today · 4.125%
HK$15,320
baseline
▲ 0.50% · 4.625%
HK$16,253
+HK$933/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,640/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,038
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,468
−HK$437/mo
Today · 4.125%
HK$16,905
baseline
▲ 0.50% · 4.625%
HK$17,796
+HK$891/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,810/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,858
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,351
−HK$501/mo
Today · 4.125%
HK$16,852
baseline
▲ 0.50% · 4.625%
HK$17,878
+HK$1,026/mo
Deposit HK$2.85M · loan HK$3.48M · min. income ≈ HK$33,704/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,642
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,115
−HK$480/mo
Today · 4.125%
HK$18,595
baseline
▲ 0.50% · 4.625%
HK$19,575
+HK$980/mo
Deposit HK$2.85M · loan HK$3.48M · min. income ≈ HK$37,190/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,300
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,838
−HK$547/mo
Today · 4.125%
HK$18,385
baseline
▲ 0.50% · 4.625%
HK$19,503
+HK$1,118/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$36,770/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,246
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,762
−HK$524/mo
Today · 4.125%
HK$20,286
baseline
▲ 0.50% · 4.625%
HK$21,355
+HK$1,069/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$40,572/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,741
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,324
−HK$593/mo
Today · 4.125%
HK$19,917
baseline
▲ 0.50% · 4.625%
HK$21,128
+HK$1,211/mo
Deposit HK$2.21M · loan HK$4.11M · min. income ≈ HK$39,834/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,850
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,409
−HK$567/mo
Today · 4.125%
HK$21,976
baseline
▲ 0.50% · 4.625%
HK$23,134
+HK$1,158/mo
Deposit HK$2.21M · loan HK$4.11M · min. income ≈ HK$43,952/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,183
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,811
−HK$638/mo
Today · 4.125%
HK$21,449
baseline
▲ 0.50% · 4.625%
HK$22,754
+HK$1,305/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,898/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,453
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,056
−HK$610/mo
Today · 4.125%
HK$23,666
baseline
▲ 0.50% · 4.625%
HK$24,914
+HK$1,248/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,332/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,625
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,297
−HK$684/mo
Today · 4.125%
HK$22,981
baseline
▲ 0.50% · 4.625%
HK$24,379
+HK$1,398/mo
Deposit HK$1.58M · loan HK$4.74M · min. income ≈ HK$45,962/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,057
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,702
−HK$655/mo
Today · 4.125%
HK$25,357
baseline
▲ 0.50% · 4.625%
HK$26,693
+HK$1,336/mo
Deposit HK$1.58M · loan HK$4.74M · min. income ≈ HK$50,714/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,066
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,784
−HK$729/mo
Today · 4.125%
HK$24,513
baseline
▲ 0.50% · 4.625%
HK$26,004
+HK$1,491/mo
Deposit HK$1.26M · loan HK$5.06M · min. income ≈ HK$49,026/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,661
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,349
−HK$698/mo
Today · 4.125%
HK$27,047
baseline
▲ 0.50% · 4.625%
HK$28,473
+HK$1,426/mo
Deposit HK$1.26M · loan HK$5.06M · min. income ≈ HK$54,094/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,508
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,270
−HK$775/mo
Today · 4.125%
HK$26,045
baseline
▲ 0.50% · 4.625%
HK$27,630
+HK$1,585/mo
Deposit HK$948K · loan HK$5.37M · min. income ≈ HK$52,090/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,265
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,996
−HK$742/mo
Today · 4.125%
HK$28,738
baseline
▲ 0.50% · 4.625%
HK$30,253
+HK$1,515/mo
Deposit HK$948K · loan HK$5.37M · min. income ≈ HK$57,476/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,950
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,757
−HK$820/mo
Today · 4.125%
HK$27,577
baseline
▲ 0.50% · 4.625%
HK$29,255
+HK$1,678/mo
Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$55,154/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,869
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,643
−HK$785/mo
Today · 4.125%
HK$30,428
baseline
▲ 0.50% · 4.625%
HK$32,032
+HK$1,604/mo
Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$60,856/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$167,228 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).