At today's rate and a 90% mortgage, the deposit on this unit is about HK$231K, with repayments around HK$10,095/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$231K · loan HK$2.08M · min. income ≈ HK$20,190/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sheung Shui Station Station.
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- F
- Saleable Area
- 336 Saleable ft²
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-17 | HK$2.20M | −26.7% 6.3y · −4.0%/yr |
| 2019-02-19 | HK$3.00M | +66.7% 3.2y · 21.0%/yr |
| 2015-12-21 | HK$1.80M | +9.1% 3.7y · 2.0%/yr |
| 2012-04-16 | HK$1.65M | — |