▼ 0.50% · 3.625%
HK$22,225
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,916
−HK$703/mo
Today · 4.125%
HK$23,619
baseline
▲ 0.50% · 4.625%
HK$25,056
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,238/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,725
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,388
−HK$673/mo
Today · 4.125%
HK$26,061
baseline
▲ 0.50% · 4.625%
HK$27,434
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,122/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,447
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,208
−HK$772/mo
Today · 4.125%
HK$25,980
baseline
▲ 0.50% · 4.625%
HK$27,561
+HK$1,581/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,960/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,197
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,927
−HK$740/mo
Today · 4.125%
HK$28,667
baseline
▲ 0.50% · 4.625%
HK$30,178
+HK$1,511/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,334/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,670
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,499
−HK$843/mo
Today · 4.125%
HK$28,342
baseline
▲ 0.50% · 4.625%
HK$30,067
+HK$1,725/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,684/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,670
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,466
−HK$807/mo
Today · 4.125%
HK$31,273
baseline
▲ 0.50% · 4.625%
HK$32,921
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,546/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,892
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,791
−HK$913/mo
Today · 4.125%
HK$30,704
baseline
▲ 0.50% · 4.625%
HK$32,572
+HK$1,868/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$61,408/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,142
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,004
−HK$875/mo
Today · 4.125%
HK$33,879
baseline
▲ 0.50% · 4.625%
HK$35,665
+HK$1,786/mo
Deposit HK$3.41M · loan HK$6.34M · min. income ≈ HK$67,758/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,115
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,083
−HK$983/mo
Today · 4.125%
HK$33,066
baseline
▲ 0.50% · 4.625%
HK$35,078
+HK$2,012/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,132/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,615
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,543
−HK$942/mo
Today · 4.125%
HK$36,485
baseline
▲ 0.50% · 4.625%
HK$38,408
+HK$1,923/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,970/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,337
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,374
−HK$1,054/mo
Today · 4.125%
HK$35,428
baseline
▲ 0.50% · 4.625%
HK$37,583
+HK$2,155/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,856/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,087
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,082
−HK$1,009/mo
Today · 4.125%
HK$39,091
baseline
▲ 0.50% · 4.625%
HK$41,152
+HK$2,061/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,182/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,560
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,666
−HK$1,124/mo
Today · 4.125%
HK$37,790
baseline
▲ 0.50% · 4.625%
HK$40,089
+HK$2,299/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,580/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,560
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,621
−HK$1,076/mo
Today · 4.125%
HK$41,697
baseline
▲ 0.50% · 4.625%
HK$43,895
+HK$2,198/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,394/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,782
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,957
−HK$1,194/mo
Today · 4.125%
HK$40,151
baseline
▲ 0.50% · 4.625%
HK$42,595
+HK$2,444/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,302/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,032
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,160
−HK$1,143/mo
Today · 4.125%
HK$44,303
baseline
▲ 0.50% · 4.625%
HK$46,638
+HK$2,335/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,606/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,005
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,249
−HK$1,264/mo
Today · 4.125%
HK$42,513
baseline
▲ 0.50% · 4.625%
HK$45,100
+HK$2,587/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$85,026/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,505
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,698
−HK$1,211/mo
Today · 4.125%
HK$46,909
baseline
▲ 0.50% · 4.625%
HK$49,382
+HK$2,473/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$93,818/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,664 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).