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Crescira AVM · estimated value Medium confidence
HK$9.99M
≈ HK$9,778 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$999K, with repayments around HK$43,587/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$41,015
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,291
−HK$1,296/mo
Today · 4.125%
HK$43,587
baseline
▲ 0.50% · 4.625%
HK$46,239
+HK$2,652/mo

Deposit HK$999K · loan HK$8.99M · min. income ≈ HK$87,174/mo (50% DSR)

Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$369,282 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sheung Shui Station
≈ 10 min walk · 799 m
Education
28
schools within 1 km (6 within 500 m)
Daily convenience
23
within 1 km (6 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
10/F
Flat
E
Saleable Area
1,022 Saleable ft²
Gross Area
1,172 ft²
Efficiency
87%
District
North District · New Territories East
School net (POA)
80

Transaction History

Date Price Gain / loss
2021-05-28 HK$10.44M +251.4%
18.1y · 14.0%/yr
2003-05-20 HK$2.97M −46.5%
1996-09-20 HK$5.55M +36.7%
1995-11-28 HK$4.06M
Data sourced from Renavon.com