▼ 0.50% · 3.625%
HK$6,857
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,070
−HK$217/mo
Today · 4.125%
HK$7,287
baseline
▲ 0.50% · 4.625%
HK$7,730
+HK$443/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,574/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,628
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,832
−HK$208/mo
Today · 4.125%
HK$8,040
baseline
▲ 0.50% · 4.625%
HK$8,464
+HK$424/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,080/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,542
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,777
−HK$238/mo
Today · 4.125%
HK$8,015
baseline
▲ 0.50% · 4.625%
HK$8,503
+HK$488/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$16,030/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,391
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,616
−HK$228/mo
Today · 4.125%
HK$8,844
baseline
▲ 0.50% · 4.625%
HK$9,310
+HK$466/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,688/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,228
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,484
−HK$260/mo
Today · 4.125%
HK$8,744
baseline
▲ 0.50% · 4.625%
HK$9,276
+HK$532/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,488/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,153
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,399
−HK$249/mo
Today · 4.125%
HK$9,648
baseline
▲ 0.50% · 4.625%
HK$10,157
+HK$509/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,296/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,914
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,191
−HK$282/mo
Today · 4.125%
HK$9,473
baseline
▲ 0.50% · 4.625%
HK$10,049
+HK$576/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,946/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,916
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,182
−HK$270/mo
Today · 4.125%
HK$10,452
baseline
▲ 0.50% · 4.625%
HK$11,003
+HK$551/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,904/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,599
−HK$602/mo
▼ 0.25% · 3.875%
HK$9,898
−HK$303/mo
Today · 4.125%
HK$10,201
baseline
▲ 0.50% · 4.625%
HK$10,822
+HK$621/mo
Deposit HK$902K · loan HK$2.10M · min. income ≈ HK$20,402/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,679
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,965
−HK$291/mo
Today · 4.125%
HK$11,256
baseline
▲ 0.50% · 4.625%
HK$11,849
+HK$593/mo
Deposit HK$902K · loan HK$2.10M · min. income ≈ HK$22,512/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,285
−HK$645/mo
▼ 0.25% · 3.875%
HK$10,605
−HK$325/mo
Today · 4.125%
HK$10,930
baseline
▲ 0.50% · 4.625%
HK$11,595
+HK$665/mo
Deposit HK$752K · loan HK$2.26M · min. income ≈ HK$21,860/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,442
−HK$618/mo
▼ 0.25% · 3.875%
HK$11,749
−HK$311/mo
Today · 4.125%
HK$12,060
baseline
▲ 0.50% · 4.625%
HK$12,696
+HK$636/mo
Deposit HK$752K · loan HK$2.26M · min. income ≈ HK$24,120/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,971
−HK$688/mo
▼ 0.25% · 3.875%
HK$11,312
−HK$347/mo
Today · 4.125%
HK$11,659
baseline
▲ 0.50% · 4.625%
HK$12,368
+HK$709/mo
Deposit HK$601K · loan HK$2.41M · min. income ≈ HK$23,318/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,205
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,532
−HK$332/mo
Today · 4.125%
HK$12,864
baseline
▲ 0.50% · 4.625%
HK$13,542
+HK$678/mo
Deposit HK$601K · loan HK$2.41M · min. income ≈ HK$25,728/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,656
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,019
−HK$368/mo
Today · 4.125%
HK$12,387
baseline
▲ 0.50% · 4.625%
HK$13,141
+HK$754/mo
Deposit HK$451K · loan HK$2.56M · min. income ≈ HK$24,774/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,967
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,315
−HK$353/mo
Today · 4.125%
HK$13,668
baseline
▲ 0.50% · 4.625%
HK$14,389
+HK$721/mo
Deposit HK$451K · loan HK$2.56M · min. income ≈ HK$27,336/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,342
−HK$774/mo
▼ 0.25% · 3.875%
HK$12,726
−HK$390/mo
Today · 4.125%
HK$13,116
baseline
▲ 0.50% · 4.625%
HK$13,914
+HK$798/mo
Deposit HK$301K · loan HK$2.71M · min. income ≈ HK$26,232/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,730
−HK$742/mo
▼ 0.25% · 3.875%
HK$14,098
−HK$374/mo
Today · 4.125%
HK$14,472
baseline
▲ 0.50% · 4.625%
HK$15,235
+HK$763/mo
Deposit HK$301K · loan HK$2.71M · min. income ≈ HK$28,944/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).