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At today's rate and a 90% mortgage, the deposit on this unit is about HK$371K, with repayments around HK$16,168/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$371K · loan HK$3.34M · min. income ≈ HK$32,336/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 39 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 378 Saleable ft²
- Gross Area
- 451 ft²
- Efficiency
- 84%
- District
- North District · New Territories East
- School net (POA)
- 81
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-11 | HK$3.71M | +18.5% 1.3y · 14.0%/yr |
| 2024-11-12 | HK$3.13M | +18.1% 11.1y · 2.0%/yr |
| 2013-10-09 | HK$2.65M | +44.8% |
| 2011-05-18 | HK$1.83M | +31.7% |
| 2009-10-07 | HK$1.39M | +15.8% |
| 2008-10-21 | HK$1.20M | +25.0% |
| 2007-05-15 | HK$960K | +23.1% |
| 2007-01-16 | HK$780K | −59.6% |
| 1997-04-10 | HK$1.93M | +28.7% |
| 1995-11-06 | HK$1.50M | — |