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At today's rate and a 90% mortgage, the deposit on this unit is about HK$542K, with repayments around HK$23,635/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$542K · loan HK$4.88M · min. income ≈ HK$47,270/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$121,921 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 663 Saleable ft²
- Gross Area
- 885 ft²
- Efficiency
- 75%
- District
- North District · New Territories East
- School net (POA)
- 80
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-18 | HK$5.60M | +0.0% 1.3y |
| 2025-03-20 | HK$5.60M | −13.8% 5.1y · −3.0%/yr |
| 2020-02-11 | HK$6.50M | +220.2% 10.2y · 22.0%/yr |
| 2009-12-16 | HK$2.03M | +23.8% |
| 2005-03-15 | HK$1.64M | +27.1% |
| 2004-05-22 | HK$1.29M | −25.9% |
| 2000-07-17 | HK$1.74M | −47.3% |
| 1997-12-15 | HK$3.30M | — |