▼ 0.50% · 3.625%
HK$15,175
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,647
−HK$479/mo
Today · 4.125%
HK$16,126
baseline
▲ 0.50% · 4.625%
HK$17,107
+HK$981/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,252/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,882
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,334
−HK$460/mo
Today · 4.125%
HK$17,794
baseline
▲ 0.50% · 4.625%
HK$18,731
+HK$937/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,588/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,692
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,211
−HK$528/mo
Today · 4.125%
HK$17,739
baseline
▲ 0.50% · 4.625%
HK$18,818
+HK$1,079/mo
Deposit HK$2.99M · loan HK$3.66M · min. income ≈ HK$35,478/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,570
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,068
−HK$505/mo
Today · 4.125%
HK$19,573
baseline
▲ 0.50% · 4.625%
HK$20,605
+HK$1,032/mo
Deposit HK$2.99M · loan HK$3.66M · min. income ≈ HK$39,146/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,209
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,776
−HK$575/mo
Today · 4.125%
HK$19,351
baseline
▲ 0.50% · 4.625%
HK$20,529
+HK$1,178/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$38,702/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,258
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,801
−HK$551/mo
Today · 4.125%
HK$21,352
baseline
▲ 0.50% · 4.625%
HK$22,478
+HK$1,126/mo
Deposit HK$2.66M · loan HK$3.99M · min. income ≈ HK$42,704/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,727
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,340
−HK$624/mo
Today · 4.125%
HK$20,964
baseline
▲ 0.50% · 4.625%
HK$22,240
+HK$1,276/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$41,928/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,946
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,535
−HK$597/mo
Today · 4.125%
HK$23,132
baseline
▲ 0.50% · 4.625%
HK$24,351
+HK$1,219/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,264/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,244
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,905
−HK$672/mo
Today · 4.125%
HK$22,577
baseline
▲ 0.50% · 4.625%
HK$23,950
+HK$1,373/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$45,154/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,634
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,268
−HK$643/mo
Today · 4.125%
HK$24,911
baseline
▲ 0.50% · 4.625%
HK$26,224
+HK$1,313/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$49,822/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,762
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,470
−HK$719/mo
Today · 4.125%
HK$24,189
baseline
▲ 0.50% · 4.625%
HK$25,661
+HK$1,472/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$48,378/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,322
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,001
−HK$689/mo
Today · 4.125%
HK$26,690
baseline
▲ 0.50% · 4.625%
HK$28,097
+HK$1,407/mo
Deposit HK$1.66M · loan HK$4.99M · min. income ≈ HK$53,380/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,279
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,034
−HK$768/mo
Today · 4.125%
HK$25,802
baseline
▲ 0.50% · 4.625%
HK$27,372
+HK$1,570/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$51,604/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,010
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,735
−HK$735/mo
Today · 4.125%
HK$28,470
baseline
▲ 0.50% · 4.625%
HK$29,970
+HK$1,500/mo
Deposit HK$1.33M · loan HK$5.32M · min. income ≈ HK$56,940/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,797
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,599
−HK$815/mo
Today · 4.125%
HK$27,414
baseline
▲ 0.50% · 4.625%
HK$29,082
+HK$1,668/mo
Deposit HK$998K · loan HK$5.66M · min. income ≈ HK$54,828/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,699
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,468
−HK$781/mo
Today · 4.125%
HK$30,249
baseline
▲ 0.50% · 4.625%
HK$31,844
+HK$1,595/mo
Deposit HK$998K · loan HK$5.66M · min. income ≈ HK$60,498/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,314
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,164
−HK$863/mo
Today · 4.125%
HK$29,027
baseline
▲ 0.50% · 4.625%
HK$30,793
+HK$1,766/mo
Deposit HK$665K · loan HK$5.99M · min. income ≈ HK$58,054/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,387
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,202
−HK$826/mo
Today · 4.125%
HK$32,028
baseline
▲ 0.50% · 4.625%
HK$33,717
+HK$1,689/mo
Deposit HK$665K · loan HK$5.99M · min. income ≈ HK$64,056/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$199,643 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).