▼ 0.50% · 3.625%
HK$4,577
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,719
−HK$145/mo
Today · 4.125%
HK$4,864
baseline
▲ 0.50% · 4.625%
HK$5,160
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,728/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,228
−HK$139/mo
Today · 4.125%
HK$5,367
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,734/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,035
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$159/mo
Today · 4.125%
HK$5,350
baseline
▲ 0.50% · 4.625%
HK$5,676
+HK$326/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$10,700/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,601
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$153/mo
Today · 4.125%
HK$5,904
baseline
▲ 0.50% · 4.625%
HK$6,215
+HK$311/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$11,808/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,492
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,663
−HK$174/mo
Today · 4.125%
HK$5,837
baseline
▲ 0.50% · 4.625%
HK$6,192
+HK$355/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$11,674/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,110
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,274
−HK$166/mo
Today · 4.125%
HK$6,440
baseline
▲ 0.50% · 4.625%
HK$6,780
+HK$340/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$12,880/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,950
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,135
−HK$188/mo
Today · 4.125%
HK$6,323
baseline
▲ 0.50% · 4.625%
HK$6,708
+HK$385/mo
Deposit HK$703K · loan HK$1.30M · min. income ≈ HK$12,646/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,620
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,797
−HK$180/mo
Today · 4.125%
HK$6,977
baseline
▲ 0.50% · 4.625%
HK$7,345
+HK$368/mo
Deposit HK$703K · loan HK$1.30M · min. income ≈ HK$13,954/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,408
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,607
−HK$203/mo
Today · 4.125%
HK$6,810
baseline
▲ 0.50% · 4.625%
HK$7,224
+HK$414/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$13,620/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,129
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,320
−HK$194/mo
Today · 4.125%
HK$7,514
baseline
▲ 0.50% · 4.625%
HK$7,910
+HK$396/mo
Deposit HK$602K · loan HK$1.41M · min. income ≈ HK$15,028/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,866
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,079
−HK$217/mo
Today · 4.125%
HK$7,296
baseline
▲ 0.50% · 4.625%
HK$7,740
+HK$444/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,592/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,638
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,843
−HK$208/mo
Today · 4.125%
HK$8,051
baseline
▲ 0.50% · 4.625%
HK$8,475
+HK$424/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,102/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,323
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,551
−HK$232/mo
Today · 4.125%
HK$7,783
baseline
▲ 0.50% · 4.625%
HK$8,256
+HK$473/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$15,566/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,147
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,366
−HK$221/mo
Today · 4.125%
HK$8,587
baseline
▲ 0.50% · 4.625%
HK$9,040
+HK$453/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$17,174/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,781
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,023
−HK$246/mo
Today · 4.125%
HK$8,269
baseline
▲ 0.50% · 4.625%
HK$8,772
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,538/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,656
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,888
−HK$236/mo
Today · 4.125%
HK$9,124
baseline
▲ 0.50% · 4.625%
HK$9,605
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,248/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,239
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,495
−HK$260/mo
Today · 4.125%
HK$8,755
baseline
▲ 0.50% · 4.625%
HK$9,288
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,510/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,165
−HK$496/mo
▼ 0.25% · 3.875%
HK$9,411
−HK$250/mo
Today · 4.125%
HK$9,661
baseline
▲ 0.50% · 4.625%
HK$10,170
+HK$509/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,322/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).