▼ 0.50% · 3.625%
HK$16,622
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,139
−HK$526/mo
Today · 4.125%
HK$17,665
baseline
▲ 0.50% · 4.625%
HK$18,740
+HK$1,075/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,330/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,492
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,988
−HK$503/mo
Today · 4.125%
HK$19,491
baseline
▲ 0.50% · 4.625%
HK$20,519
+HK$1,028/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,982/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,285
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,853
−HK$578/mo
Today · 4.125%
HK$19,431
baseline
▲ 0.50% · 4.625%
HK$20,614
+HK$1,183/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,862/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,342
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,887
−HK$554/mo
Today · 4.125%
HK$21,441
baseline
▲ 0.50% · 4.625%
HK$22,571
+HK$1,130/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,882/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,947
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,567
−HK$631/mo
Today · 4.125%
HK$21,198
baseline
▲ 0.50% · 4.625%
HK$22,488
+HK$1,290/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$42,396/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,191
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,786
−HK$604/mo
Today · 4.125%
HK$23,390
baseline
▲ 0.50% · 4.625%
HK$24,623
+HK$1,233/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$46,780/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,609
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,281
−HK$683/mo
Today · 4.125%
HK$22,964
baseline
▲ 0.50% · 4.625%
HK$24,362
+HK$1,398/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,928/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,040
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,685
−HK$654/mo
Today · 4.125%
HK$25,339
baseline
▲ 0.50% · 4.625%
HK$26,674
+HK$1,335/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,678/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,271
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$23,995
−HK$736/mo
Today · 4.125%
HK$24,731
baseline
▲ 0.50% · 4.625%
HK$26,236
+HK$1,505/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$49,462/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,889
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,584
−HK$704/mo
Today · 4.125%
HK$27,288
baseline
▲ 0.50% · 4.625%
HK$28,726
+HK$1,438/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$54,576/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,934
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,709
−HK$788/mo
Today · 4.125%
HK$26,497
baseline
▲ 0.50% · 4.625%
HK$28,110
+HK$1,613/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$52,994/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,738
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,482
−HK$755/mo
Today · 4.125%
HK$29,237
baseline
▲ 0.50% · 4.625%
HK$30,778
+HK$1,541/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,474/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,596
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,423
−HK$841/mo
Today · 4.125%
HK$28,264
baseline
▲ 0.50% · 4.625%
HK$29,983
+HK$1,719/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$56,528/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,588
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,381
−HK$805/mo
Today · 4.125%
HK$31,186
baseline
▲ 0.50% · 4.625%
HK$32,830
+HK$1,644/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$62,372/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,258
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,137
−HK$893/mo
Today · 4.125%
HK$30,030
baseline
▲ 0.50% · 4.625%
HK$31,857
+HK$1,827/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$60,060/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,437
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,280
−HK$855/mo
Today · 4.125%
HK$33,135
baseline
▲ 0.50% · 4.625%
HK$34,882
+HK$1,747/mo
Deposit HK$1.09M · loan HK$6.20M · min. income ≈ HK$66,270/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,920
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,851
−HK$946/mo
Today · 4.125%
HK$31,797
baseline
▲ 0.50% · 4.625%
HK$33,731
+HK$1,934/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,594/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,286
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,179
−HK$905/mo
Today · 4.125%
HK$35,084
baseline
▲ 0.50% · 4.625%
HK$36,934
+HK$1,850/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,168/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,692 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).