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Crescira AVM · estimated value Medium confidence
HK$8.04M
≈ HK$11,257 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$804K, with repayments around HK$35,059/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$32,991
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,017
−HK$1,042/mo
Today · 4.125%
HK$35,059
baseline
▲ 0.50% · 4.625%
HK$37,193
+HK$2,134/mo

Deposit HK$804K · loan HK$7.23M · min. income ≈ HK$70,118/mo (50% DSR)

Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,133 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Yuen Long Station
≈ 25 min walk · 1,952 m
Education
3
schools within 1 km (2 within 500 m)
Daily convenience
2
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Location

Unit Information

Floor
5/F
Flat
A
Saleable Area
714 Saleable ft²
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2021-01-14 HK$8.40M +13.0%
5.0y · 3.0%/yr
2016-01-15 HK$7.43M
Data sourced from Renavon.com