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At today's rate and a 90% mortgage, the deposit on this unit is about HK$585K, with repayments around HK$25,526/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$585K · loan HK$5.27M · min. income ≈ HK$51,052/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,674 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Shui Pin Wai Station.
Family-friendly — 34 schools within a 1 km walk.
Everyday convenience — 20 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 696 Saleable ft²
- Gross Area
- 892 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-28 | HK$5.47M | −13.8% 7.3y · −2.0%/yr |
| 2018-01-23 | HK$6.35M | +58.7% 4.6y · 13.0%/yr |
| 2013-07-15 | HK$4.00M | +102.0% |
| 2009-01-06 | HK$1.98M | −4.8% |
| 2008-02-29 | HK$2.08M | +6.7% |
| 2003-01-18 | HK$1.95M | — |