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At today's rate and a 90% mortgage, the deposit on this unit is about HK$619K, with repayments around HK$26,990/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$619K · loan HK$5.57M · min. income ≈ HK$53,980/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$153,783 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Yuen Long Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- E
- Saleable Area
- 422 Saleable ft²
- Gross Area
- 544 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-03 | HK$7.29M | +68.7% 5.1y · 14.0%/yr |
| 2016-07-06 | HK$4.32M | +9.1% 3.0y · 3.0%/yr |
| 2013-07-10 | HK$3.96M | +109.5% |
| 2009-07-13 | HK$1.89M | +15.2% |
| 2006-02-15 | HK$1.64M | +9.3% |
| 2004-04-26 | HK$1.50M | +19.0% |
| 2003-12-19 | HK$1.26M | — |