Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$642K, with repayments around HK$27,993/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$642K · loan HK$5.78M · min. income ≈ HK$55,986/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$176,777 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Shui Pin Wai Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 22 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- D
- Saleable Area
- 696 Saleable ft²
- Gross Area
- 892 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-12-20 | HK$8.30M | +46.1% 3.5y · 13.0%/yr |
| 2016-07-08 | HK$5.68M | +77.5% 5.7y · 14.0%/yr |
| 2010-11-30 | HK$3.20M | +21.2% |
| 2008-07-18 | HK$2.64M | +22.8% |
| 2007-11-30 | HK$2.15M | −11.9% |
| 2002-12-14 | HK$2.44M | — |