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At today's rate and a 90% mortgage, the deposit on this unit is about HK$554K, with repayments around HK$24,159/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$554K · loan HK$4.98M · min. income ≈ HK$48,318/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$124,621 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Yuen Long Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- A
- Saleable Area
- 460 Saleable ft²
- Gross Area
- 609 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-07 | HK$6.25M | +30.2% 3.7y · 8.0%/yr |
| 2017-01-11 | HK$4.80M | +77.1% 5.5y · 14.0%/yr |
| 2011-07-15 | HK$2.71M | +17.8% |
| 2010-10-26 | HK$2.30M | +31.4% |
| 2008-08-15 | HK$1.75M | +20.7% |
| 2006-10-16 | HK$1.45M | −6.5% |
| 2001-03-29 | HK$1.55M | — |