▼ 0.50% · 3.625%
HK$18,537
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,114
−HK$586/mo
Today · 4.125%
HK$19,700
baseline
▲ 0.50% · 4.625%
HK$20,898
+HK$1,198/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,400/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,623
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,176
−HK$561/mo
Today · 4.125%
HK$21,737
baseline
▲ 0.50% · 4.625%
HK$22,882
+HK$1,145/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,474/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,391
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,025
−HK$645/mo
Today · 4.125%
HK$21,670
baseline
▲ 0.50% · 4.625%
HK$22,988
+HK$1,318/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,340/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,685
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,293
−HK$617/mo
Today · 4.125%
HK$23,910
baseline
▲ 0.50% · 4.625%
HK$25,171
+HK$1,261/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,820/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,245
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,937
−HK$703/mo
Today · 4.125%
HK$23,640
baseline
▲ 0.50% · 4.625%
HK$25,078
+HK$1,438/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,280/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,747
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,411
−HK$673/mo
Today · 4.125%
HK$26,084
baseline
▲ 0.50% · 4.625%
HK$27,459
+HK$1,375/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,168/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,098
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,848
−HK$762/mo
Today · 4.125%
HK$25,610
baseline
▲ 0.50% · 4.625%
HK$27,168
+HK$1,558/mo
Deposit HK$2.85M · loan HK$5.28M · min. income ≈ HK$51,220/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,809
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,528
−HK$730/mo
Today · 4.125%
HK$28,258
baseline
▲ 0.50% · 4.625%
HK$29,747
+HK$1,489/mo
Deposit HK$2.85M · loan HK$5.28M · min. income ≈ HK$56,516/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,952
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,759
−HK$821/mo
Today · 4.125%
HK$27,580
baseline
▲ 0.50% · 4.625%
HK$29,258
+HK$1,678/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,160/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,872
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,646
−HK$785/mo
Today · 4.125%
HK$30,431
baseline
▲ 0.50% · 4.625%
HK$32,035
+HK$1,604/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,862/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,806
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,671
−HK$879/mo
Today · 4.125%
HK$29,550
baseline
▲ 0.50% · 4.625%
HK$31,348
+HK$1,798/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,100/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,934
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,763
−HK$842/mo
Today · 4.125%
HK$32,605
baseline
▲ 0.50% · 4.625%
HK$34,324
+HK$1,719/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,210/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,660
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,582
−HK$938/mo
Today · 4.125%
HK$31,520
baseline
▲ 0.50% · 4.625%
HK$33,437
+HK$1,917/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$63,040/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,996
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,881
−HK$898/mo
Today · 4.125%
HK$34,779
baseline
▲ 0.50% · 4.625%
HK$36,612
+HK$1,833/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$69,558/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,513
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,494
−HK$996/mo
Today · 4.125%
HK$33,490
baseline
▲ 0.50% · 4.625%
HK$35,527
+HK$2,037/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$66,980/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,058
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,999
−HK$953/mo
Today · 4.125%
HK$36,952
baseline
▲ 0.50% · 4.625%
HK$38,900
+HK$1,948/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,904/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,367
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,405
−HK$1,055/mo
Today · 4.125%
HK$35,460
baseline
▲ 0.50% · 4.625%
HK$37,617
+HK$2,157/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,920/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,121
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,116
−HK$1,010/mo
Today · 4.125%
HK$39,126
baseline
▲ 0.50% · 4.625%
HK$41,188
+HK$2,062/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,252/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,885 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).