▼ 0.50% · 3.625%
HK$5,014
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,170
−HK$159/mo
Today · 4.125%
HK$5,329
baseline
▲ 0.50% · 4.625%
HK$5,653
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,658/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,579
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,728
−HK$152/mo
Today · 4.125%
HK$5,880
baseline
▲ 0.50% · 4.625%
HK$6,190
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,760/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,516
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,687
−HK$175/mo
Today · 4.125%
HK$5,862
baseline
▲ 0.50% · 4.625%
HK$6,218
+HK$356/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$11,724/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,136
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,301
−HK$167/mo
Today · 4.125%
HK$6,468
baseline
▲ 0.50% · 4.625%
HK$6,809
+HK$341/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$12,936/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,017
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,205
−HK$190/mo
Today · 4.125%
HK$6,395
baseline
▲ 0.50% · 4.625%
HK$6,784
+HK$389/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$12,790/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,694
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,874
−HK$182/mo
Today · 4.125%
HK$7,056
baseline
▲ 0.50% · 4.625%
HK$7,428
+HK$372/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$14,112/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,519
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,722
−HK$206/mo
Today · 4.125%
HK$6,928
baseline
▲ 0.50% · 4.625%
HK$7,349
+HK$421/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$13,856/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,252
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,447
−HK$197/mo
Today · 4.125%
HK$7,644
baseline
▲ 0.50% · 4.625%
HK$8,047
+HK$403/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$15,288/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,020
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,239
−HK$221/mo
Today · 4.125%
HK$7,460
baseline
▲ 0.50% · 4.625%
HK$7,914
+HK$454/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$14,920/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,810
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,019
−HK$213/mo
Today · 4.125%
HK$8,232
baseline
▲ 0.50% · 4.625%
HK$8,666
+HK$434/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$16,464/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,522
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,756
−HK$237/mo
Today · 4.125%
HK$7,993
baseline
▲ 0.50% · 4.625%
HK$8,480
+HK$487/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$15,986/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,368
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,592
−HK$228/mo
Today · 4.125%
HK$8,820
baseline
▲ 0.50% · 4.625%
HK$9,285
+HK$465/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,640/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,023
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,273
−HK$253/mo
Today · 4.125%
HK$8,526
baseline
▲ 0.50% · 4.625%
HK$9,045
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,052/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,926
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,165
−HK$243/mo
Today · 4.125%
HK$9,408
baseline
▲ 0.50% · 4.625%
HK$9,904
+HK$496/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,816/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,525
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,790
−HK$269/mo
Today · 4.125%
HK$9,059
baseline
▲ 0.50% · 4.625%
HK$9,610
+HK$551/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,118/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,484
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,738
−HK$258/mo
Today · 4.125%
HK$9,996
baseline
▲ 0.50% · 4.625%
HK$10,523
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$19,992/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,026
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,307
−HK$285/mo
Today · 4.125%
HK$9,592
baseline
▲ 0.50% · 4.625%
HK$10,176
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,184/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,041
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,311
−HK$273/mo
Today · 4.125%
HK$10,584
baseline
▲ 0.50% · 4.625%
HK$11,142
+HK$558/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,168/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).