▼ 0.50% · 3.625%
HK$18,366
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,937
−HK$580/mo
Today · 4.125%
HK$19,517
baseline
▲ 0.50% · 4.625%
HK$20,705
+HK$1,188/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,034/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,432
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,980
−HK$556/mo
Today · 4.125%
HK$21,536
baseline
▲ 0.50% · 4.625%
HK$22,671
+HK$1,135/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,072/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,202
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,831
−HK$638/mo
Today · 4.125%
HK$21,469
baseline
▲ 0.50% · 4.625%
HK$22,776
+HK$1,307/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$42,938/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,475
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,078
−HK$611/mo
Today · 4.125%
HK$23,689
baseline
▲ 0.50% · 4.625%
HK$24,938
+HK$1,249/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$47,378/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,039
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,724
−HK$697/mo
Today · 4.125%
HK$23,421
baseline
▲ 0.50% · 4.625%
HK$24,846
+HK$1,425/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,842/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,518
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,176
−HK$667/mo
Today · 4.125%
HK$25,843
baseline
▲ 0.50% · 4.625%
HK$27,205
+HK$1,362/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,686/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,876
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,618
−HK$755/mo
Today · 4.125%
HK$25,373
baseline
▲ 0.50% · 4.625%
HK$26,917
+HK$1,544/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,746/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,561
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,274
−HK$722/mo
Today · 4.125%
HK$27,996
baseline
▲ 0.50% · 4.625%
HK$29,472
+HK$1,476/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$55,992/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,712
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,512
−HK$812/mo
Today · 4.125%
HK$27,324
baseline
▲ 0.50% · 4.625%
HK$28,987
+HK$1,663/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,648/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,604
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,372
−HK$778/mo
Today · 4.125%
HK$30,150
baseline
▲ 0.50% · 4.625%
HK$31,739
+HK$1,589/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,300/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,549
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,406
−HK$870/mo
Today · 4.125%
HK$29,276
baseline
▲ 0.50% · 4.625%
HK$31,058
+HK$1,782/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$58,552/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,648
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,470
−HK$833/mo
Today · 4.125%
HK$32,303
baseline
▲ 0.50% · 4.625%
HK$34,006
+HK$1,703/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$64,606/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,385
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$30,299
−HK$929/mo
Today · 4.125%
HK$31,228
baseline
▲ 0.50% · 4.625%
HK$33,128
+HK$1,900/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,456/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,691
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,568
−HK$889/mo
Today · 4.125%
HK$34,457
baseline
▲ 0.50% · 4.625%
HK$36,273
+HK$1,816/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,914/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,222
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,193
−HK$987/mo
Today · 4.125%
HK$33,180
baseline
▲ 0.50% · 4.625%
HK$35,199
+HK$2,019/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$66,360/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,734
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,666
−HK$945/mo
Today · 4.125%
HK$36,611
baseline
▲ 0.50% · 4.625%
HK$38,540
+HK$1,929/mo
Deposit HK$1.21M · loan HK$6.85M · min. income ≈ HK$73,222/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,058
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,087
−HK$1,044/mo
Today · 4.125%
HK$35,131
baseline
▲ 0.50% · 4.625%
HK$37,269
+HK$2,138/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$70,262/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,777
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,764
−HK$1,000/mo
Today · 4.125%
HK$38,764
baseline
▲ 0.50% · 4.625%
HK$40,807
+HK$2,043/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$77,528/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,629 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).