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Crescira AVM · estimated value Medium confidence
HK$5.02M
≈ HK$12,041 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$502K, with repayments around HK$21,901/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$20,609
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,250
−HK$651/mo
Today · 4.125%
HK$21,901
baseline
▲ 0.50% · 4.625%
HK$23,234
+HK$1,333/mo

Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$43,802/mo (50% DSR)

Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$112,974 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Yuen Long Station
≈ 24 min walk · 1,858 m
Education
3
schools within 1 km (3 within 500 m)
Daily convenience
2
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Location

Unit Information

Floor
17/F
Flat
C
Saleable Area
417 Saleable ft²
District
Yuen Long District · New Territories West
School net (POA)
74

Transaction History

Date Price Gain / loss
2019-10-09 HK$5.95M +22.0%
3.2y · 7.0%/yr
2016-07-18 HK$4.88M
Data sourced from Renavon.com