▼ 0.50% · 3.625%
HK$5,023
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,179
−HK$159/mo
Today · 4.125%
HK$5,338
baseline
▲ 0.50% · 4.625%
HK$5,663
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,676/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,588
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,738
−HK$152/mo
Today · 4.125%
HK$5,890
baseline
▲ 0.50% · 4.625%
HK$6,201
+HK$311/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,780/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,526
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,697
−HK$175/mo
Today · 4.125%
HK$5,872
baseline
▲ 0.50% · 4.625%
HK$6,229
+HK$357/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$11,744/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,147
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,312
−HK$167/mo
Today · 4.125%
HK$6,479
baseline
▲ 0.50% · 4.625%
HK$6,821
+HK$342/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$12,958/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,028
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,215
−HK$191/mo
Today · 4.125%
HK$6,406
baseline
▲ 0.50% · 4.625%
HK$6,796
+HK$390/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$12,812/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,706
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,886
−HK$182/mo
Today · 4.125%
HK$7,068
baseline
▲ 0.50% · 4.625%
HK$7,441
+HK$373/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$14,136/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,530
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,733
−HK$207/mo
Today · 4.125%
HK$6,940
baseline
▲ 0.50% · 4.625%
HK$7,362
+HK$422/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$13,880/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,265
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,460
−HK$197/mo
Today · 4.125%
HK$7,657
baseline
▲ 0.50% · 4.625%
HK$8,061
+HK$404/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$15,314/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,033
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,251
−HK$223/mo
Today · 4.125%
HK$7,474
baseline
▲ 0.50% · 4.625%
HK$7,928
+HK$454/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$14,948/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,824
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,033
−HK$213/mo
Today · 4.125%
HK$8,246
baseline
▲ 0.50% · 4.625%
HK$8,681
+HK$435/mo
Deposit HK$661K · loan HK$1.54M · min. income ≈ HK$16,492/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,535
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,769
−HK$238/mo
Today · 4.125%
HK$8,007
baseline
▲ 0.50% · 4.625%
HK$8,495
+HK$488/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$16,014/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,382
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,607
−HK$228/mo
Today · 4.125%
HK$8,835
baseline
▲ 0.50% · 4.625%
HK$9,301
+HK$466/mo
Deposit HK$551K · loan HK$1.65M · min. income ≈ HK$17,670/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,037
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,287
−HK$254/mo
Today · 4.125%
HK$8,541
baseline
▲ 0.50% · 4.625%
HK$9,061
+HK$520/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$17,082/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,941
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,181
−HK$243/mo
Today · 4.125%
HK$9,424
baseline
▲ 0.50% · 4.625%
HK$9,921
+HK$497/mo
Deposit HK$441K · loan HK$1.76M · min. income ≈ HK$18,848/mo (50% DSR)
Upfront cash ≈ HK$441K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,540
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,805
−HK$270/mo
Today · 4.125%
HK$9,075
baseline
▲ 0.50% · 4.625%
HK$9,627
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,150/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,500
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,755
−HK$258/mo
Today · 4.125%
HK$10,013
baseline
▲ 0.50% · 4.625%
HK$10,541
+HK$528/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,026/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,042
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,323
−HK$286/mo
Today · 4.125%
HK$9,609
baseline
▲ 0.50% · 4.625%
HK$10,194
+HK$585/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,218/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,059
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,329
−HK$273/mo
Today · 4.125%
HK$10,602
baseline
▲ 0.50% · 4.625%
HK$11,161
+HK$559/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,204/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).