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At today's rate and a 90% mortgage, the deposit on this unit is about HK$633K, with repayments around HK$27,589/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$633K · loan HK$5.69M · min. income ≈ HK$55,178/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$167,507 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to LR-Yuen Long Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 507 Saleable ft²
- Gross Area
- 656 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-12 | HK$5.50M | −16.0% 4.6y · −3.0%/yr |
| 2020-09-14 | HK$6.55M | +12.0% 3.1y · 4.0%/yr |
| 2017-08-25 | HK$5.85M | +63.4% 6.3y · 10.0%/yr |
| 2011-05-11 | HK$3.58M | — |