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At today's rate and a 90% mortgage, the deposit on this unit is about HK$482K, with repayments around HK$21,012/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$482K · loan HK$4.34M · min. income ≈ HK$42,024/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$99,234 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Shui Pin Wai Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 33 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- G
- Saleable Area
- 471 Saleable ft²
- Gross Area
- 636 ft²
- Efficiency
- 74%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-29 | HK$6.23M | +59.7% 4.2y · 14.0%/yr |
| 2016-03-23 | HK$3.90M | +11.4% 3.2y · 3.0%/yr |
| 2013-01-08 | HK$3.50M | +105.9% |
| 2009-08-27 | HK$1.70M | +13.3% |
| 2007-05-10 | HK$1.50M | −16.7% |
| 2000-07-13 | HK$1.80M | — |