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At today's rate and a 90% mortgage, the deposit on this unit is about HK$486K, with repayments around HK$21,183/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$486K · loan HK$4.37M · min. income ≈ HK$42,366/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$103,152 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- E
- Saleable Area
- 450 Saleable ft²
- Gross Area
- 586 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-02 | HK$4.70M | −13.0% 3.2y · −4.0%/yr |
| 2021-01-15 | HK$5.40M | +0.0% 3.2y · 1.0%/yr |
| 2021-01-13 | HK$5.40M | +3.8% 3.2y · 1.0%/yr |
| 2017-10-18 | HK$5.20M | +239.9% 8.9y · 27.0%/yr |
| 2008-12-23 | HK$1.53M | — |