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Crescira AVM · estimated value
● Medium confidence
HK$16.21M
≈ HK$10,921 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.86M, with repayments around HK$54,980/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$51,736
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,345
−HK$1,635/mo
Today · 4.125%
HK$54,980
baseline
▲ 0.50% · 4.625%
HK$58,326
+HK$3,346/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,960/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,733 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
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Government open data
Nearest MTR
Mass Transit Railway Kam Sheung Road Station
≈ 19 min walk · 1,442 m
Education
6
schools within 1 km (2 within 500 m)
Daily convenience
3
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
6
parks, libraries, sports within 1 km
Family-friendly — 6 schools within a 1 km walk.
Everyday convenience — 3 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 1,484 Saleable ft²
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-10-11 | HK$17.01M | — |
Other appraised units in this building
Data sourced from Renavon.com